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135 Paterson Ave #B, Lodi, NJ, 07644

4beds
3baths
--sqft
$799,000
--price/sqft
$5,694/moest. monthly cost
$227,760/yrincome needed

About This Home

THIS CUSTOM BUILT, OVERSIZED DUPLEX IS LIKE NOTHING ELSE ON THE MARKET. BUILT BRAND NEW APPROX 8 YEARS AGO ON OVERSIZED LOT ON HASBROUCK HEIGHTS BOARDER. 1ST FLOOR FEATURES LIVING ROOM WITH FIREPLACE, EAT IN KITCHEN WITH CENTER ISLAND, DINING ROOM, BEDROOM, LAUNDRY AND FULL BATH. 2ND FLOOR HAS A MASTER BEDROOM SUITE FIT FOR A ROYALTY WITH CUSTOM BATHROOM, WALK IN CLOSET AND BALCONY. 2 MORE LARGE BEDROOMS AND FULL BATH FINISH OFF 2ND FLOOR. OTHER AMENITIES INCLUDE MASONRY STUCCO AND STONE, HARDWOOD FLOORS, CUSTOM KITCHEN WITH HIGH END APPLIANCES, CUSTOM BATHROOMS, SECURITY SYSTEM, PAVER DRIVEWAY AND PATIO WITH PERGOLA AND MORE!! PICTURES DON'T DO THIS HOUSE JUSTICE YOU MUST SEE TO BELIEVE!! NOT YOUR AVERAGE DUPLEX BUILT ON 100 X 100 LOT MAKING THIS UNIT ONE OF A KIND!!

Getting Around

77
WalkingVery Walkable
46
TransitSome Transit
51
BikeBikeable

Schools

7/10
Wilson Elementary SchoolGrades PK-50.3 mi
7/10
4/10
Lodi High SchoolGrades 9-121.1 mi

Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Central Vacuum

Property

Features

  • Patio & porch: Terrace
  • Waterfront features: None

Parking

  • Total spaces: 5
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$203$2,436
Property Taxes $1,258$15,096
Electricity $193$2,318
Total$5,694$68,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,222/yr
40% on housing$170,820/yr
45% on housing$151,840/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07644$318
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07644$428
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$799,000
2020-08-11Listing removed$3,500
2020-07-25Listed for rent$3,500

For Sale by Agent

AgentSara Hashemi-Nasab
BrokerageKeller Williams Village Square Realty

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