See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2319 Harpswell Island Road, Bailey Island, ME, 04003

5beds
2baths
1,981sqft
$2,500,000
$1,262price/sqft
$15,297/moest. monthly cost
$611,880/yrincome needed

About This Home

Privately tucked away on coveted Bailey Island, this exceptional waterfront retreat captures the essence of refined coastal living. Set on a rare parcel with its own beach and extensive ocean frontage, the property enjoys breathtaking 180-degree water views across a protected cove and out to the Atlantic beyond. From its elevated vantage point, the ever-changing seascape becomes the backdrop to daily life, offering a remarkable sense of privacy and connection to the Maine coast. Thoughtfully renovated to blend timeless cottage charm with modern comfort, the home is designed to embrace its extraordinary surroundings. A wraparound porch provides the perfect setting for morning coffee, afternoon sea breezes, and spectacular sunsets over the water. Inside, the residence offers a versatile and inviting floor plan featuring a first-floor bedroom and three additional bedrooms on the second level, including a spacious primary suite with a private balcony overlooking the water--an ideal perch for taking in the coastal scenery. Enhancing the property's appeal is the detached Sea Shed, a charming and flexible space well suited for guests, a studio, home office, recreation room, or additional sleeping quarters. With private beach ownership, direct access to the shoreline, and panoramic coastal views from nearly every angle, this is a rare opportunity to experience one of Maine's most treasured island settings.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

9/10
6/10
Mt Ararat Middle SchoolGrades 6-815.7 mi
4/10
Mt Ararat High SchoolGrades 9-1215.3 mi

Construction

Condition

  • Year built: 1896

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,None,Crawl Space

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • 1st Floor Bedroom
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,981

Heating & Cooling

  • Heating features: Direct Vent Heater
  • Cooling features: None

Interior Area

  • Total structure area: 1,981
  • Total interior livable area: 1,981 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Zoning: SR

Features

  • Has view: Yes
  • View description: Scenic
  • On waterfront: Yes
  • Waterbody name: Ocean, Little Harbor
  • Frontage length: Waterfrontage: 150,Waterfrontage Owned: 150

Lot

  • Lot size: 1 Acres
  • Features: Near Public Beach,Near Town,Neighborhood,Level,Open Lot,Rolling Slope

Parking

  • Parking features: Gravel,1 - 4 Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Hurricane
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,641$151,692
Home Insurance $265$3,180
Property Taxes $2,104$25,248
Electricity $287$3,455
Total$15,297$183,564

Income You'd Need if You Spent...

35% on housing$524,468/yr
40% on housing$458,910/yr
45% on housing$407,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,262This listing

vs Other Active Listings

Avg $/sqft

ZIP 04003$560
Cumberland County$367

vs Homes Sold Last Month

Median $/sqft

ZIP 04003$664
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$2,500,000
2020-09-23Listing removed$650,000
2020-07-24Pending sale$650,000
2020-07-24Listed for sale$650,000

For Sale by Agent

BrokerageLegacy Properties Sotheby's International Realty

Similar Homes