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821 E Stegall Rd, Waco, TX, 76706

3beds
2baths
2,624sqft
$850,000
$324price/sqft
$6,053/moest. monthly cost
$242,120/yrincome needed

About This Home

Big Price Reduction!!! One of a kind investment, horse ranchette, located in the City Limits of Robinson, Tx. This property feature 23.95 undeveloped acres with towering Oak and Pecan Trees. There is a 3-Bedroom and 2 Bath brick home that has a large living room with wood burning fireplace, country kitchen, breakfast area and dining room and a den. The property is level and is off the road perfect for a development of new home, duplexes, apartments, or senior living facility. Check out this amazing property. Buyer and Buyer's agent to verify all information.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
6/10
6/10
Robinson High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached,Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Kitchen Island,Paneling/Wainscoting,Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 2,624 sqft

Living Room

  • Level: Second
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 440032000451000
  • Horse amenities: Barn

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Residential vegetation: Partially Wooded
  • Horses can be raised: Yes

Lot

  • Lot size: 23.94 Acres
  • Features: Acreage

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$504$6,048
Property Taxes $963$11,556
Electricity $288$3,457
Total$6,053$72,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,531/yr
40% on housing$181,590/yr
45% on housing$161,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 76706$156
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76706$176
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$850,000
2025-12-04Price change$950,000
2025-10-27Price change$1,300,000
2025-09-22Listed for sale$1,500,000
2023-12-11Listing removed--
2023-11-29Price change$1,895
2023-11-07Price change$1,995
2023-10-27Price change$2,195
2023-09-25Listed for rent$2,350
2021-09-13Listing removed--
2021-09-08Listed for rent$1,895
2020-11-19Listing removed$839,900
2020-10-29Listed for sale$839,900

For Sale by Agent

AgentPat Grimm
BrokerageSlovak Realty

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