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281 Dune Road #18a, Westhampton Beach, NY, 11978

1beds
1baths
600sqft
$525,000
$875price/sqft
$3,778/moest. monthly cost
$151,120/yrincome needed

About This Home

Desirable La Coquille Building on Dune Road is Now Officially Open for the Season. Must See Truly Turn-Key 1 Bedroom, 1 Full Bathroom, Oceanfront Seasonal Co-Op ... This Practically Brand New Unit has an open floorplan, hi-tech retractable fans/light fixtures in the living room & bedroom, a private balcony with new remote control retractable awning, and is being sold fully furnished, except for a few small personal items, which will be excluded from the sale. Nothing to do but unpack & immediately enjoy beachfront living! There is an Outdoor Pool, lounge areas & Beach Access. 135 shares. Fees are $5,265 2x per year ( due in April & October ), which include taxes/water/exterior maintenance/common areas/concierge services/trash collection. This is a 1st floor unit but there are stairs to get to 1st floor... There's a storage closet & laundry room on the main level of the building & a parking spot designated for this unit in the lot across the street. Don't Miss Out on the Opportunity to indulge in this sought after Westhampton Beachfront Community.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1969

Type & Style

  • Home type: Cooperative
  • Architectural style: Other
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One
  • Pool features: In Ground,Outdoor Pool
  • On waterfront: Yes
  • Waterfront features: Beach Access,Beach Front,Ocean Access,Ocean Front

Parking

  • Total spaces: 1
  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$170$2,040
Property Taxes $708$8,496
Electricity $246$2,954
Total$3,778$45,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,531/yr
40% on housing$113,340/yr
45% on housing$100,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$875This listing

vs Other Active Listings

Avg $/sqft

ZIP 11978$1,125
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11978$791
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$525,000
2025-10-25Listing removed$525,000
2025-05-30Listed for sale$525,000
2024-11-04Listing removed--
2024-06-18Listed for sale$515,000
2021-04-01Sold$273,000
2020-12-08Pending sale$319,000
2020-10-28Listing removed$319,000
2020-09-29Price change$319,000
2020-07-21Listed for sale$349,900

For Sale by Agent

AgentCheryl R. Constantine CBR
BrokerageDouglas Elliman Real Estate

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