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3127 N Kenmore Ave, Chicago, IL, 60657

6beds
5baths
3,000sqft
$1,499,000
$500price/sqft
$10,275/moest. monthly cost
$411,000/yrincome needed

About This Home

3 Unit Building in Lakeview including owner's penthouse duplex up with 3bds/2ba on upper floor. Rarely available/never-vacant 3-flat on premier/quiet tree-lined street in Tubman Elementary and Lincoln Park High School districts! Close to public transportation, restaurants, shopping and bars within a 5-10 minute walk. Less than 5 min walk to Belmont red/brown/purple CTA stop, Target, Starbucks. 15-20 minute walk to Wrigley Field or the Lakefront. OVERVIEW: $9.6k/mo rental income. All units have independent utilities/HVAC & private laundry. Shared water/garbage; 2 car garage (built 2017), new backyard fence (2024), large landscaped rear yard/brick paver patio with new concrete (2026), drain tile/sump pump system (installed 2015); perfect owner-occupied opportunity or armchair investment that brings in $115k/year. ALL UNITS RENTED THROUGH 8/31/27 TOP UNIT: 1500 Sq Ft, 3bed/2ba upstairs, plus 1/2ba, laundry & office downstairs. Beautiful, updated 2-level unit on top floor. Brand new AC unit (2025), new furnace motor (2026). Completely gut renovated to the studs (2015) 3-4bd+family room+mud room, white/quartz/ss chef's kitchen that opens to family room & large living room & spa-caliber baths t/o incl primary suite w/double bowl vanity & walk-in shower & large walk-in closet. **Leased through 8/31/27 MIDDLE UNIT: 750 Sq Ft, 2bd/1ba, charming/renovated (2017) incl white/ss kitchen. Central AC (new 2021) & in-unit w/d (new 2023) **Leased through 8/31/27 GARDEN UNIT: 750 Sq Ft, 1bd/1ba terrace unit barely below grade & renovated (2015) w/all-in-one combined in-unit w/d. **Leased through 8/31/27

Getting Around

95
WalkingWalker's Paradise
84
TransitExcellent Transit
84
BikeVery Bikeable

Schools

3/10
Lake View High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1881

Materials

  • Roof: Asphalt

Type & Style

  • Home type: MultiFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Forced air,Gas,Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,000 sqft

Property

Features

  • Exterior features: Vinyl,Brick

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$305$3,660
Property Taxes $2,161$25,932
Electricity $230$2,768
Total$10,275$123,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$352,285/yr
40% on housing$308,250/yr
45% on housing$274,000/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$500This listing

vs Other Active Listings

Avg $/sqft

ZIP 60657$403
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60657$527
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Listed for sale$1,499,000
2021-01-07Listing removed--
2020-07-20Listed for sale$1,099,500
2015-04-14Sold$795,000

For Sale by Owner

AgentProperty Owner

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