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4945 Chestnut St, Philadelphia, PA, 19139

8beds
5baths
3,860sqft
$530,000
$137price/sqft
$3,809/moest. monthly cost
$152,360/yrincome needed

About This Home

Upgraded duplex plus a in-law suite in University area, close to transportation and shopping market. The whole building was fully renovated in 2018 to 2019. First floor unit and second floor unit are identical, each unit comes with 3 bedroom, 2 full bahroom, laundry and harwood floor throught out. There is another unit in the lower level which can be used for in-law suite. It features 2 bedroom , 1 bathroom and the lanudry center too. Good investment opportunity.

Getting Around

87
WalkingVery Walkable
75
TransitExcellent Transit
96
BikeBiker's Paradise

Schools

5/10
Locke Alain SchoolGrades K-80.5 mi
2/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Masonry

Type & Style

  • Home type: MultiFamily
  • Architectural style: Straight Thru
  • Property subType: Triplex

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 1200

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 5

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,860
  • Total interior livable area: 3,860 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 601012700
  • Zoning: RM1
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 1,706 sqft
  • Lot size dimensions: 20.00 x 88.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$332$3,984
Property Taxes $375$4,500
Electricity $423$5,082
Total$3,809$45,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,594/yr
40% on housing$114,270/yr
45% on housing$101,573/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 19139$107
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19139$239
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$530,000
2026-04-01Price change$533,000
2026-03-25Price change$534,000
2026-03-14Price change$535,000
2026-03-10Price change$539,000
2026-01-15Listed for sale$539,900
2020-08-09Listing removed$1,600
2020-07-18Listed for rent$1,600

For Sale by Agent

AgentJing Wang
BrokerageHome Line Realty Corp

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