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128 Sea Oaks Court #10-B, Sneads Ferry, NC, 28460

4beds
4baths
2,052sqft
$899,000
$438price/sqft
$5,469/moest. monthly cost
$218,760/yrincome needed

About This Home

CUSTOM BUILT HOME BY WOLFE DEVELOPMENT LOCATED IN THE SERENE AND TRANQIL NORTH TOPSAIL BEACH. EQUIPPED WITH THE COMBINATION OF STUNNING VIEWS OF THE ICW AND THE CONVENIENCE OF BEING ONE BLOCK FROM THE OCEAN, THIS HOME OFFERS THE BEST OF BOTH WORLDS. HOME FEATURES HIGH END FINISHES TO INCLUDE LUXURY LVP FLOORING, QUARTZ COUNTERTOPS WITH PREMINUM CABINETS AND VANITIES, STAINLESS STEEL GE APPLIANCES. HOME TO INCLUDE A NEW GE REFRIGERATOR AND WILL BE EQUIPPED WITH A WASHER/DRYER. FOUR SPACIOUS BEDROOMS WITH 3.5 LUXURIOUS BATHROOMS. HOME INCLUDES AN ELEVATOR TO BE PRACTICAL FOR A PRIMARY RESIDENCE OR A SMART INVESTMENT. CAN'T FORGET THE LARGE STORAGE AREA IN THE DOWNSTAIRS FOYER AREA. GREAT FOR STORING ALL THE BEACH TOYS, BIKES, CHAIRS. NICE OUTSIDE SHOWER WITH HOT/COLD WATER FOR WASHING THE SAND AWAY! ANOTHER POSITIVE WITH THS PROPERTY IS HAVING ACCESS TO THE COMMUNITY PIER FOR FISHING, KAYAK AND CANOE LAUNCH, BOAT DOCK. IT'S ALL HERE! SCHEDULE YOUR SHOWING TODAY. YOU HAVE TO COME EXPERIENCE THE VIEWS IN ALL DIRECTIONS!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades PK-53.3 mi
7/10
Dixon MiddleGrades 6-84.7 mi
4/10
Dixon HighGrades 9-127.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Other,Raised,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Cooktop,Built-In Microwave,Built-In Electric Oven,Freezer,Washer,Refrigerator,Ice Maker,Dryer,Disposal,Dishwasher,Electric Range
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Master Downstairs,Entrance Foyer,Kitchen Island,Elevator,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Eat-in Kitchen,Gas Log
  • Window features: Thermal Windows
  • Flooring: LVT/LVP,Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Heat Pump,Fireplace Insert,Fireplace(s),Electric,Hot Water
  • Cooling features: Central Air,Heat Pump,Multi Units

Interior Area

  • Total structure area: 2,052
  • Total interior livable area: 2,052 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Property

Accessibility

  • Accessibility features: Common Area,Accessible Elevator Installed

Details

  • Parcel number: 815a20
  • Zoning: R-5
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: DP50 Windows,Gas Log
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Marsh,Ocean
  • Has water view: Yes
  • Water view: Marsh,Ocean
  • On waterfront: Yes
  • Waterfront features: Pier,Sound Side,Marsh Front,Sound Front
  • Frontage type: Marsh Front,Sound Front
  • Living area range: 2000 - 2199

Lot

  • Lot size: 871.20 sqft
  • Features: Cul-De-Sac,Boat Dock,Pier,Sound Side
  • Lot size dimensions: IRREGULAR

Parking

  • Parking features: Gravel,Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$245$2,940
Property Taxes $479$5,748
Electricity $200$2,405
Total$5,469$65,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,508/yr
40% on housing$164,070/yr
45% on housing$145,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$438This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$305
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-10Listed for sale$899,000
2021-04-01Sold$120,000
2020-10-18Price change$125,000
2020-07-15Listed for sale$140,000

New Construction

AgentLinda Manning
BrokerageCarolina Real Estate

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