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935 Governors Cay Cir, Charleston, SC, 29492

3beds
3baths
1,632sqft
$1,039,900
$637price/sqft
$6,214/moest. monthly cost
$248,560/yrincome needed

About This Home

Welcome to 935 Governors Cay Circle, a breathtaking waterfront retreat nestled on a tidal creek, offering some of the most spectacular panoramic views in the Lowcountry and priced well below recent appraisal. With approximately 300 degrees of unobstructed marsh and water views and an extraordinary mile-long view across the marsh, this one-of-a-kind property delivers a daily backdrop of endless beauty and amazing sunrises. Nearly every window frames stunning marsh views, creating a seamless connection between the home and its remarkable natural surroundings. With all this access to water, the neighborhood amenities really stand out with a marsh front community pool, fishing docks, kayak launch and screened porch community room. Truly amazing amenities and a must see when you tour.This home is thoughtfully updated and meticulously maintained, this home blends timeless coastal charm with meaningful modern enhancements. The fully enclosed, waterproofed, and finished garage adds exceptional versatility, complete with mini-split heating and cooling, recessed lighting, and endless possibilities for hobbies, storage, or flex space. Upstairs, new oak hardwood flooring replaces carpet, elevating both style and warmth throughout the second floor. The main bedroom brings spectacular views off the private porch and the bathroom is luxurious with a tub where you'll take your bath and enjoy a million dollar view. Designed to embrace its setting, the home features a charming built-in dining nook with seating and storage, perfectly positioned to soak in the marsh views over morning coffee or evening dinners. Outdoor living is equally impressive, with recently repainted and re-stained decks, porches, and exterior, inviting you to enjoy the peaceful waterfront lifestyle from every angle. Washer, dryer, refrigerator and Murphy bed all convey with the sale of this home. Additional upgrades include LeafGuard gutters, thoughtfully designed flower beds and professional landscaping, dimmer switches throughout for customized LED lighting ambiance, and a high-tech fan with integrated UVC lighting in the main living area for added comfort and wellness. Selective tree and brush removal has further enhanced the already stunning marsh views, maximizing this home's truly exceptional vantage point. A rare offering where luxury, privacy, and nature converge, 935 Governors Cay Circle is Lowcountry waterfront living at its finest. Schedule your tour today.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

8/10
Philip Simmons ElementaryGrades PK-44.3 mi
8/10
Philip Simmons MiddleGrades 5-84.4 mi
7/10
Philip Simmons HighGrades 9-125.1 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Raised
  • Roof: Architectural
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Charleston Single
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Kitchen Island,Walk-In Closet(s),Eat-in Kitchen,Pantry
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log,Great Room,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,632
  • Total interior livable area: 1,632 sqft

Property

Details

  • Parcel number: 2711502064

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Screened
  • Exterior features: Balcony,Rain Gutters
  • On waterfront: Yes
  • Waterfront features: Marshfront,Tidal Creek,Waterfront

Lot

  • Lot size: 0.26 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Earthquake
Lightning
Inland Flooding
Ice Storm
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Berkeley County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,258$63,096
Home Insurance *$328$3,936
Property Taxes $424$5,088
Electricity $204$2,449
Total$6,214$74,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,051/yr
40% on housing$186,420/yr
45% on housing$165,706/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$637This listing

vs Other Active Listings

Avg $/sqft

ZIP 29492$560
Berkeley County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 29492$422
Berkeley County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$1,039,900
2026-05-20Listed for sale$1,060,000
2021-01-08Sold$525,115
2020-12-10Price change$525,115
2020-11-25Price change$535,115
2020-11-10Listed for sale$545,115
2020-09-17Listing removed$525,392
2020-09-14Price change$525,392
2020-08-21Price change$536,115
2020-08-19Price change$520,032
2020-08-06Price change$536,115
2020-07-23Price change$520,032
2020-07-17Price change$514,670
2020-07-14Listed for sale$536,115

For Sale by Agent

AgentBrad Williams
BrokerageWeichert Realtors Lifestyle

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