1382 Mo-99, Birch Tree, MO, 65438
About This Home
Charming 2 bedroom, 1 bath home situated on a spacious .5-acre lot just minutes from the beautiful Eleven Point River. Whether you're searching for a weekend getaway, full-time residence, or investment opportunity, this property offers the perfect blend of outdoor adventure and everyday convenience.Inside, you'll find numerous updates completed over the last few years, along with brand-new appliances installed in 2025. A whole-home generator provides added peace of mind year-round.Outside features include a 2-car detached garage plus two additional storage sheds--ideal for tools, river gear, ATVs, or hobby space.Located near the stunning Eleven Point River and the scenic Mark Twain National Forest, this property is a dream for outdoor enthusiasts with excellent hunting, fishing, floating, and trail access nearby.Enjoy the quiet of country living with recreation right at your doorstep--don't miss this Ozarks retreat!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Metal Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Electric Oven,Refrigerator,Water Softener Owned,Water Filtration
- Laundry features: Main Level,W/D Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Laminate Counters
- Window features: Double Pane Windows
- Flooring: Laminate
- Finished area below ground: 0
- Finished area above ground: 1,248
Heating & Cooling
- Heating features: Heat Pump,Central,Ventless,Electric,Propane
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,248
- Total interior livable area: 1,248 sqft
Property
Details
- Parcel number: 069.03230110002.00000
- Other equipment: Generator
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Exterior features: Rain Gutters
- Fencing: Metal
- Has view: Yes
- View description: City
Lot
- Lot size: 0.50 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Tornado
- Earthquake
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $352 | $4,224 |
| Property Taxes | $71 | $852 |
| Electricity | $141 | $1,693 |
| Total | $1,448 | $17,376 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $175,000 |
| 2026-02-20 | Listed for sale | $185,000 |
| 2021-08-31 | Sold | -- |
| 2021-07-28 | Pending sale | $137,500 |
| 2021-06-14 | Price change | $137,500 |
| 2021-04-16 | Listed for sale | $88,900 |
| 2021-04-02 | Listing removed | -- |
| 2020-12-15 | Price change | $89,900 |
| 2020-11-05 | Listed for sale | $99,900 |
| 2020-08-25 | Listing removed | $79,900 |
| 2020-07-13 | Listed for sale | $79,900 |
For Sale by Agent
View on Zillow