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110 Fathom Trl #179H, Mount Gilead, NC, 27306

3beds
2baths
386sqft
$110,000
$285price/sqft
$899/moest. monthly cost
$35,960/yrincome needed

About This Home

Discover your perfect getaway in the desirable Twin Harbor gated community on Lake Tillery! This clean, move-in-ready 3- 3-bedroom, 1.5-bath retreat offers comfort, convenience, ample storage, and plenty of room to relax. Nestled on a flat, well-kept lot, this property features two powered storage buildings, great parking, and a covered porch ideal for morning coffee, evening barbecues, or simply unwinding. The home comes partially furnished, making it easy to start enjoying lake life right away. Twin Harbor offers a welcoming atmosphere with great vibes- perfect for weekend escapes or year-round relaxation. Whether you're looking for fun or a place to call your own, this property has it all. Clean, comfortable, and ready to go- view it now, buy it now, and start enjoying the lake life on Lake Tillery. ..... Please note that a realtor must accompany you to gain access to the community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

2/10
Mount Gilead ElementaryGrades PK-55.7 mi
6/10
West MiddleGrades 6-88.5 mi
1/10
Montgomery Learning AcademyGrades 6-1212.2 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Aluminum,Metal

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Cooktop,Gas Oven,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 386

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 386
  • Total interior livable area: 386 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 657515731459
  • Zoning: campground
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Storage
  • Waterfront features: Beach - Public,Boat Ramp – Community,Boat Slip – Community,Pier - Community
  • Waterbody name: Lake Tillery

Lot

  • Lot size: 0.08 Acres
  • Features: Level

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Hurricane
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Montgomery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$90$1,080
Property Taxes $53$636
Electricity $200$2,405
Total$899$10,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,822/yr
40% on housing$26,970/yr
45% on housing$23,973/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 27306$127
Montgomery County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 27306
Montgomery County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$110,000
2025-12-04Listed for sale$120,000
2020-07-24Sold$27,000
2020-07-06Price change$30,000
2020-06-30Listed for sale$32,000

For Sale by Agent

AgentChristie Carpenter
BrokerageMagnolia Dream Real Estate

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