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108 Gulf Winds Ct #108, Destin, FL, 32541

2beds
2baths
920sqft
$367,500
$399price/sqft
$2,290/moest. monthly cost
$91,600/yrincome needed

About This Home

Renovated, fully-furnished 2B/2B condo, just steps from the beach, WITH GARAGE for less than $400K! Garage may accommodate two vehicles parked in tandem. Walking distance to the Destin Jetty East Beaches and Norriego Point and only a water taxi ride away from live music, restaurants, shopping and all things fun on the Destin Harbor. Perfect as your next home or an addition to your investment portfolio. Don't miss this incredible opportunity in the heart of Destin! Unit conveys as-is. All information believed to be accurate, but Buyer/Buyer's Agent to verify all data.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
Destin Elementary SchoolGrades PK-41.2 mi
8/10
Destin Middle SchoolGrades 5-84.8 mi
5/10

Construction

Condition

  • Property condition: Construction Complete,Renovated
  • Year built: 1983

Materials

  • Construction materials: Trim Vinyl,Trim Wood,Siding CmntFbrHrdBrd

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Refrigerator,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: Second
  • Area: 54
  • Dimensions: 6 x 9

Bathroom

  • Level: Second
  • Area: 54
  • Dimensions: 6 x 9

Bedroom

  • Level: Second
  • Area: 132
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar

Garage

  • Level: Second
  • Area: 480
  • Dimensions: 12 x 40

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 920
  • Total interior livable area: 920 sqft

Kitchen

  • Level: Second
  • Area: 80
  • Dimensions: 10 x 8

Living Room

  • Level: Second
  • Area: 180
  • Dimensions: 12 x 15

Master Bedroom

  • Level: Second
  • Area: 192
  • Dimensions: 16 x 12

Property

Details

  • Parcel number: 002S24173300001080

Features

  • Exterior features: Balcony
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf

Parking

  • Total spaces: 2
  • Parking features: See Remarks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,858$22,296
Home Insurance *$55$660
Property Taxes $180$2,160
Electricity $197$2,366
Total$2,290$27,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,514/yr
40% on housing$68,700/yr
45% on housing$61,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$411
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$367,500
2026-03-07Price change$377,500
2026-02-19Listed for sale$397,500
2025-06-07Listing removed$369,900
2025-04-02Listed for sale$369,900
2025-03-05Pending sale$369,900
2025-02-07Listed for sale$369,900
2024-06-20Listing removed--
2024-04-09Price change$449,900
2024-02-19Price change$459,900
2024-02-03Price change$464,000
2024-01-21Listed for sale$474,000
2022-06-24Sold$449,000
2022-05-18Pending sale$449,000
2022-05-12Listed for sale$449,000
2022-05-10Pending sale$449,000
2022-05-10Listed for sale$449,000
2020-07-01Listing removed$1,500
2020-06-26Listed for rent$1,500

For Sale by Agent

AgentLee Glaser
BrokerageNorthwest Florida Real Estate

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