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431 Capp St #A, San Francisco, CA, 94110

2beds
2baths
1,314sqft
$1,124,999
$856price/sqft
$6,942/moest. monthly cost
$277,680/yrincome needed

About This Home

Welcome to 431A Capp Street, a spacious Mission District residence offering the perfect blend of classic San Francisco character, modern city living, and exceptional flexibility. The home features a comfortable, open flow with generous living and dining areas, creating an ideal setting for entertaining, hosting friends, or enjoying relaxed everyday living. A standout feature is the oversized primary bedroom, offering rare scale for the neighborhood with plenty of room for a sitting area, work-from-home setup, or additional storage. The well-proportioned layout provides versatility throughout, while the central location places you just moments from Valencia Street dining, cafés, nightlife, boutique shopping, BART, parks, and major commuter routes. With its expansive feel, entertainer-friendly layout, and unbeatable Mission location, 431A Capp Street is a compelling opportunity in the heart of San Francisco.

Getting Around

99
WalkingWalker's Paradise
89
TransitExcellent Transit
98
BikeBiker's Paradise

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Slab
  • Roof: Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Microwave,Built In Oven,Refrigerator,Washer/Dryer

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, ShowerandTub, Stone, Tile, UpdatedBaths, FullonGroundFloor

Bedroom

  • Features: PrimarySuiteRetreat, PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Door features: None
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,314
  • Total interior livable area: 1,314 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3595041
  • Zoning: RH3
  • Special condition: Standard

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$182$2,184
Property Taxes $674$8,088
Electricity $398$4,786
Total$6,942$83,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$238,011/yr
40% on housing$208,260/yr
45% on housing$185,120/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$856This listing

vs Other Active Listings

Avg $/sqft

ZIP 94110$640
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94110$905
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Price change$1,124,999
2026-05-21Listed for sale$1,149,000
2025-02-21Listing removed$5,000
2024-11-06Listed for rent$5,000
2024-08-29Listing removed$5,000
2024-08-13Listed for rent$5,000
2021-08-20Listing removed--
2021-07-06Listed for sale$1,100,000
2020-06-30Listing removed$4,895
2020-06-24Listed for rent$4,895

For Sale by Agent

Agent Loveless Team
BrokerageIntero Real Estate Services

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