836 Union Street, Schenectady, NY, 12308
About This Home
Four-unit multifamily on Union Street in Schenectady, fully occupied. Built in 1974, it comprises four 1-bedroom units (4 bedrooms, 4 full baths) across roughly 2,209 square feet, with forced-air and baseboard heat and hardwood flooring. Tenants cover their own utilities. The four-unit count makes this an efficient addition to a rental portfolio. Available on its own or as part of an eleven-building Schenectady portfolio. Available individually or as an 11-building, 29-unit portfolio. Portfolio MLS numbers: 202622254, 202622261, 202622290, 202622295, 202622297, 202622298, 202622340, 202622342, 202622344, 202622345, 202622350.
Getting Around
Very Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Roof: Slate
- Construction materials: Wood Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subType: Quadruplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Flooring: Hardwood,Linoleum
- Finished area below ground: 0
- Finished area above ground: 2,209
Heating & Cooling
- Heating features: Baseboard,Forced Air
- Cooling features: None
Interior Area
- Total structure area: 2,209
- Total interior livable area: 2,209 sqft
Property
Details
- Parcel number: 421500 39.74210
- Attached to another structure: Yes
- Zoning description: Multi Residence
- Special condition: Standard
Features
- Exterior features: None
- Fencing: Wood
Lot
- Lot size: 4,791 sqft
Parking
- Total spaces: 4
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Schenectady County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,174 | $26,088 |
| Home Insurance * | $214 | $2,568 |
| Property Taxes | $759 | $9,108 |
| Electricity | $365 | $4,380 |
| Total | $3,512 | $42,144 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Price change | $399,000 |
| 2026-07-22 | Listed for sale | $430,000 |
View on Zillow