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803 Gardenia Rd #2, Severna Park, MD, 21146

5beds
4baths
2,936sqft
$775,000
$264price/sqft
$5,011/moest. monthly cost
$200,440/yrincome needed

About This Home

Welcome home to this five bedroom three and a half bath single family home in Severna Park. Walk in to an inviting dining area and open floor plan main level just made for entertaining, Boasting a kitchen with granite countertops and a slider to the deck, and a cozy fireplace in the living room and a big sunroom with a slider that leads to a great deck. Brand new carpet all through the upper levels and basement. Walk upstairs to the primary bedroom with a wonderful attached bath with a soak tub and separate shower, and three more big bedrooms share the hall bath. Continue up one more level to a huge bedroom on the forth floor. Travel down to the basement level and find a big rec room, another full bath, and a den/study. A powder room, main level laundry, and mud room are between the two car garage and kitchen, set up to bring the groceries right in. The back yard is fully fenced on this corner lot. Upgrades include a brand new HVAC system, and new instant/tankless water heater. Inclusive of Manhattan Beach community amenities, boat ramp, beach, clubhouse, and more. The neighborhood has multiple fun social events for the entire community year round. Close to shops and restaurants and minutes to downtown Annapolis, and nearby commuter routes to Baltimore, Washington, and Ft Meade. Great school district! No showings until Saturday July 11th

Getting Around

43
WalkingCar-Dependent
32
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

10/10
Jones Elementary SchoolGrades K-50.4 mi
10/10
9/10
Severna Park High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 126
  • Dimensions: 9 X 14

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 140
  • Dimensions: 10 X 14

Bedroom4

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 120
  • Dimensions: 10 X 12

Bedroom5

  • Features: Flooring - Carpet,Ceiling Fan(s)
  • Level: Upper
  • Area: 180
  • Dimensions: 10 X 18

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 150
  • Dimensions: 10 X 15

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 2,336

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,936
  • Total interior livable area: 2,936 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Flooring - HardWood
  • Level: Main
  • Area: 195
  • Dimensions: 13 X 15

Laundry

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 70
  • Dimensions: 7 X 10

Living Room

  • Features: Fireplace - Gas,Flooring - HardWood
  • Level: Main
  • Area: 208
  • Dimensions: 13 X 16

Office

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 120
  • Dimensions: 8 X 15

Other

  • Level: Upper

Other

  • Level: Lower

Other

  • Features: Flooring - HardWood
  • Level: Main

Primary Bathroom

  • Features: Soaking Tub,Bathroom - Walk-In Shower
  • Level: Upper

Primary Bedroom

  • Features: Attached Bathroom,Walk-In Closet(s),Ceiling Fan(s),Flooring - Carpet
  • Level: Upper
  • Area: 285
  • Dimensions: 15 X 19

Recreation Room

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 702
  • Dimensions: 26 X 27

Storage Room

  • Level: Lower
  • Area: 72
  • Dimensions: 8 X 9

Utility Room

  • Level: Lower
  • Area: 48
  • Dimensions: 6 X 8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020382590222752
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None
  • Waterfront features: River
  • Waterbody name: Magothy River

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Inside Entrance,Garage Faces Front,Concrete,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Coastal Flooding
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$203$2,436
Property Taxes $516$6,192
Electricity $374$4,488
Total$5,011$60,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,805/yr
40% on housing$150,330/yr
45% on housing$133,626/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 21146$370
Anne Arundel County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 21146$316
Anne Arundel County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$750,000
2026-07-09Listed for sale$775,000
2020-07-05Listing removed$515,000
2020-06-19Listed for sale$515,000

For Sale by Agent

AgentChris Fuller
BrokerageLong & Foster Real Estate, Inc.

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