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402 Spring St, Mcgregor, TX, 76657

2beds
1baths
1,008sqft
$197,000
$195price/sqft
$1,540/moest. monthly cost
$61,600/yrincome needed

About This Home

Discover easy living in this beautifully designed 2 bedroom, 1 bath townhome in McGregor! Built in 2018, this home offers modern finishes and thoughtful features throughout. The open concept layout is highlighted by concrete floors, crown molding, and custom-made cabinetry. The kitchen shines with stainless steel appliances and great storage. All while connecting seamlessly to the living area. The oversized, walk-in tiled shower provides enhanced accessibility, making this home comfortable for every stage of life. Included washer and dryer Additional conveniences include washer & dryer and EV charger on the outside of the house. Step outside to a covered patio and private backyard, the perfect spot to unwind or let a pet enjoy the outdoors. Two reserved covered parking spaces keep your vehicles protected from the Texas sun. Whether you’re a first-time buyer, looking to downsize, or searching for an excellent investment opportunity, this move in ready townhome delivers quality, comfort, and location. Welcome home!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
5/10
7/10
McGregor High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Granite Counters,High Speed Internet,Open Floorplan,Pantry,Cable TV,Walk-In Closet(s)
  • Flooring: Concrete

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,008 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 383093
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Back Yard

Lot

  • Lot size: 2,439 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $996$11,952
Home Insurance *$198$2,376
Property Taxes $108$1,296
Electricity $238$2,859
Total$1,540$18,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,800/yr
40% on housing$46,200/yr
45% on housing$41,066/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 76657$190
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76657$173
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Listed for sale$197,000
2026-04-07Listing removed$205,000
2025-12-04Listed for sale$205,000
2023-01-07Sold--
2022-12-19Pending sale$199,000
2022-10-11Price change$199,000
2022-08-22Listed for sale$209,000
2022-08-19Pending sale$209,000
2022-08-05Listed for sale$209,000
2020-08-24Listing removed$147,000
2020-07-16Pending sale$147,000
2020-06-17Listed for sale$147,000
2019-07-17Sold--

For Sale by Agent

AgentMindy Price
BrokerageBentwood Realty

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