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85 Henry St, San Francisco, CA, 94114

8beds
0baths
7,680sqft
$4,295,000
$559price/sqft
$26,427/moest. monthly cost
$1,057,080/yrincome needed

About This Home

85 Henry Street is a 12-unit building in Duboce Triangle, one of the best rental pockets in San Francisco. This property has great curb appeal with a detailed and ornamental facade that gives it the character tenants desire when living in San Francisco. The building is in great shape and easy to run. A new roof went on in 2024, it has been seismically retrofit, and units are heated by gas furnaces or electric wall heaters. Most units also have their own water heater, either in-unit tanks or tankless, which keeps shared costs down and gives the building a very efficient expense ratio. This is an incredibly rare opportunity to own a property with majority renovated units, in one of the best locations of San Francisco, with significant room to grow.

Getting Around

98
WalkingWalker's Paradise
94
TransitRider's Paradise
91
BikeBiker's Paradise

Schools

9/10
1/10
Everett Middle SchoolGrades 6-80.3 mi
3/10
Mission High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Wood

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 8

Interior Area

  • Total structure area: 7,680
  • Total interior livable area: 7,680 sqft

Property

Details

  • Parcel number: 3541034
  • Special condition: Standard

Lot

  • Lot size: 4,600 sqft
  • Features: Shape Regular

Parking

  • Total spaces: 3
  • Parking features: Covered,Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,717$260,604
Home Insurance *$487$5,844
Property Taxes $2,577$30,924
Electricity $1,646$19,762
Total$26,427$317,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$906,068/yr
40% on housing$792,810/yr
45% on housing$704,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$559This listing

vs Other Active Listings

Avg $/sqft

ZIP 94114$818
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94114$1,510
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$4,295,000
2026-08-01Listed for sale$4,295,000
2025-05-27Listing removed$2,995
2025-04-29Listed for rent$2,995
2024-05-07Listing removed--
2024-04-13Price change$2,750
2024-04-09Listed for rent$2,695
2023-09-18Listing removed--
2023-08-20Listed for rent$2,495
2022-03-09Listing removed--
2022-02-12Listed for rent$2,495
2022-01-08Listing removed--
2021-12-28Listed for rent$2,695
2021-02-14Listing removed--
2021-02-06Listed for rent$2,695
2020-11-24Listing removed$2,750
2020-09-27Price change$2,750
2020-07-16Price change$2,995
2020-06-24Price change$2,595
2020-06-16Listed for rent$2,695

For Sale by Agent

AgentKevin S. Caravelli
BrokerageColdwell Banker Commercial Rea

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