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89 Riverbend Rd, Ranchos De Taos, NM, 87557

3beds
4baths
4,233sqft
$1,795,000
$424price/sqft
$10,704/moest. monthly cost
$428,160/yrincome needed

About This Home

Welcome to 89 Riverbend, an extraordinary 4,233-square-foot Pueblo-style retreat on 8.89 private acres above the Río Pueblo de Taos. This home artfully blends architectural authenticity with refined modern luxury, offering sweeping 360-degree views of Taos Mountain, the Río Grande Gorge, and surrounding mesas—spectacular scenery that shifts with every season and hour, creating a landscape truly alive. Thoughtfully positioned to maximize privacy while staying connected to the land, it features a dramatic great room with soaring ceilings and floor-to-ceiling windows framing the river gorge—perfect for hosting gatherings or enjoying tranquil reflection. The formal dining room and cozy family area, complete with a wood-burning fireplace and built-in banco seating, create a warm ambiance that feels both grand and intimate. At the heart of the home is a chef’s kitchen with Viking range, high-end appliances, walk-in pantry, and temperature-controlled wine cellar—an entertainer’s dream. The expansive primary suite is a sanctuary, boasting two spa-like bathrooms and separate dressing rooms. Guest accommodations include a spacious secondary suite and a versatile third bedroom or office with built-in desk and mesa views. Outdoor living is seamlessly integrated with patios and gathering spaces—perfect for sunset dinners, morning coffee, or unwinding in the built-in hot tub beneath a starry sky. Whether watching the sunrise over Taos Mountain or exploring nearby trails, this home embodies the spirit of Taos—combining natural beauty, artistic inspiration, and cultural richness. A large workshop and greenhouse offer ideal spaces for projects or studio work. Though they need some updating, they present an incredible opportunity for creative pursuits. Located minutes from historic Taos Plaza yet worlds away in privacy, 89 Riverbend offers a rare chance to live in harmony where art, nature, and heritage meet.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

--
Sped DisciplineGrades 1-124.9 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Bitumen,Flat

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northern New Mexico,Pueblo
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • No Interior Steps
  • Number of fireplaces: 3
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Propane,Radiant Floor
  • Cooling features: None

Interior Area

  • Total structure area: 4,233
  • Total interior livable area: 4,233 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Living area range: 4,001-5,000

Lot

  • Lot size: 8.98 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Avalanche
Cold Wave
Wildfire

FEMA Declared Disasters in Taos County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,076$108,912
Home Insurance *$820$9,840
Property Taxes $508$6,096
Electricity $300$3,611
Total$10,704$128,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$366,994/yr
40% on housing$321,120/yr
45% on housing$285,440/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.9%
-5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$424This listing

vs Other Active Listings

Avg $/sqft

ZIP 87557$323
Taos County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 87557$304
Taos County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-18Listed for sale$1,795,000
2026-04-18Listing removed$1,795,000
2026-04-04Price change$1,795,000
2026-02-16Listed for sale$1,895,000
2026-01-18Contingent$1,895,000
2026-01-18Listed for sale$1,895,000
2026-01-06Pending sale$1,895,000
2026-01-06Contingent$1,895,000
2025-12-30Listed for sale$1,895,000
2025-11-27Pending sale$1,895,000
2025-11-27Contingent$1,895,000
2025-08-07Listed for sale$1,895,000
2021-07-09Sold--
2021-04-10Pending sale$1,100,000
2021-04-07Listed for sale$1,100,000
2020-06-24Listing removed$950,000
2020-06-12Listed for sale$950,000

For Sale by Agent

AgentMark Rochester, Berkshire Hathaway HomeService
BrokerageBerkshire Hathaway HomeService

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