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204 Terrace Ridge Cir #204, Davenport, FL, 33896

4beds
2baths
1,688sqft
$194,000
$115price/sqft
$1,391/moest. monthly cost
$55,640/yrincome needed

About This Home

Welcome! This inviting 4-bedroom, 2-bathroom, first floor corner unit presents a thoughtfully designed space, with an open layout, spacious bedrooms, and a private, covered patio, creating a warm atmosphere ready for any occasion. The secure gated entrance offers peace of mind, while the community pool, clubhouse, fitness center, and volleyball court provide daily enjoyment. Cable TV is also included with the monthly dues. The location offers outstanding convenience with immediate proximity to Publix, Aldi, and numerous shopping centers boasting daily essentials, primary services, restaurants, shopping, and entertainment for easy day-to-day living. Whether you are headed to Disney, Universal, or beyond, easy access to major roads and highways ensures effortless travel throughout Central Florida. This welcoming property and community combine comfortable living, with attractive community features, and exceptional accessibility, culminating in an ideal option for those seeking both relaxation and recreation. Don't let this opportunity slip away, schedule your private showing today and experience the perfect blend of comfort and convenience that awaits you.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
3/10
2/10
Davenport High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: None
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Closet,Washer Hookup

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 154
  • Dimensions: 11x14

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 130
  • Dimensions: 10x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 99
  • Dimensions: 9x11

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Primary Bedroom Main Floor,Thermostat
  • Door features: Sliding Doors
  • Flooring: Laminate,Tile
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,758
  • Total interior livable area: 1,688 sqft

Kitchen

  • Level: First
  • Area: 154
  • Dimensions: 11x14

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 130
  • Dimensions: 10x13

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 169
  • Dimensions: 13x13

Property

Details

  • Parcel number: 272602701011006140
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Sidewalk

Lot

  • Lot size: 683 sqft
  • Features: Sidewalk

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Heat Wave
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $980$11,760
Home Insurance *$96$1,152
Property Taxes $118$1,416
Electricity $197$2,366
Total$1,391$16,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,691/yr
40% on housing$41,730/yr
45% on housing$37,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 33896$177
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33896$184
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$199,000
2025-10-16Listing removed$259,900
2025-05-12Price change$259,900
2025-05-01Listed for sale$269,900
2022-11-08Listing removed--
2022-10-21Price change$1,975
2022-10-12Price change$2,100
2022-10-10Listed for rent$2,300
2020-07-24Listing removed$1,400
2020-07-21Listed for rent$1,400
2020-07-01Listing removed$185,000
2020-06-11Listed for sale$185,000

Unknown Listed By

AgentJoseph Doher
BrokerageBERKSHIRE HATHAWAY HOMESERVICES RESULTS REALTY

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