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506 N Missouri Ave, Stover, MO, 65078

5beds
3baths
2,405sqft
$219,000
$91price/sqft
$1,513/moest. monthly cost
$60,520/yrincome needed

About This Home

This charming 5-bedroom, 2.5-bath home is full of timeless details you just don't find anymore. From the original hardwood floors to the quirky built-ins throughout the home, every room has its own personality. Step through the front door into a welcoming living room that sets the tone for the rest of the home. Just off the living room, you'll find two main-level bedrooms and a full bathroom. The beautifully remodeled kitchen blends modern updates with classic charm and serves as the heart of the home. Beyond the kitchen is a second living space featuring a cozy wood-burning stove. Whether you need a family room, formal dining room, playroom, or entertaining space, this room gives you plenty of options. Just off the second living area, the sunroom is the perfect place to enjoy your morning coffee, unwind after a long day, or soak in the natural light year-round. The main-level laundry room adds even more convenience. Upstairs, you'll find three additional bedrooms and another full bathroom.Outside, you'll love the privacy-fenced backyard— and the attached 2-car garage provides plenty of room for parking.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Property condition: Updated/Remodeled

Materials

  • Foundation: Basement
  • Roof: Metal
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Stove

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace
  • Flooring: Hardwood,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas,Heat Pump,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,793
  • Total interior livable area: 2,405 sqft

Property

Details

  • Parcel number: 097035300001003000
  • Zoning description: None
  • Exclusions: Personal Property

Features

  • Levels: One and One Half
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 0.39 Acres
  • Features: City Lot
  • Lot size dimensions: irr

Parking

  • Total spaces: 2
  • Parking features: Attached,Electricity,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$136$1,632
Property Taxes $87$1,044
Electricity $183$2,203
Total$1,513$18,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,874/yr
40% on housing$45,390/yr
45% on housing$40,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 65078$92
Morgan County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 65078
Morgan County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$219,000
2024-05-10Sold--
2024-04-01Pending sale$199,000
2024-03-26Price change$199,000
2023-11-22Listed for sale$249,900
2020-09-01Listing removed$99,500
2020-08-10Pending sale$99,500
2020-06-09Listed for sale$99,500

For Sale by Agent

AgentBAYLIE STEVENSON
BrokerageLehman Realty Group, LLC

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