See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

931 Slate St, San Marcos, CA, 92078

3beds
4baths
1,933sqft
$829,000
$429price/sqft
$5,938/moest. monthly cost
$237,520/yrincome needed

About This Home

Owned solar. Built in 2020. Gorgeous. One of the best values in Rancho Tesoro. Resort-style community amenities. An unbeatable location just minutes from CSUSM, KP medical offices and hospitals, shopping, dining, and major commuter routes. If those are at the top of your wish list, this move-in ready townhome deserves your attention. Inside, you'll discover a thoughtfully designed three-story floor plan offering 3 bedrooms, 2 full bathrooms, 2 half bathrooms, and the perfect balance of open-concept living and private spaces. Fresh interior paint, plantation shutters, and recently upgraded luxury vinyl plank flooring in the upper-level bathrooms mean the work has already been done. Simply move in and enjoy. The heart of the home is the light-filled main living area, where an oversized quartz island anchors the modern kitchen. Contemporary cabinetry, stainless steel appliances, and a private balcony create an inviting space that's equally suited for entertaining guests or enjoying a quiet evening at home. An additional powder room on the main level adds convenience for visitors. Upstairs, the spacious primary suite features a walk-in closet and private en-suite bath, while two additional bedrooms, a full bathroom, and upstairs laundry provide comfort and functionality for everyday living. On the entry level, you'll appreciate the attached two-car garage, generous storage, and another convenient half bath. Life extends beyond your front door in Rancho Tesoro, where residents enjoy a resort-style pool, playground, barbecue areas, gathering spaces, and scenic walking and hiking trails. Whether you're a first-time buyer, growing household, busy professional, or investor, it's hard to find another home that combines owned solar, newer construction, thoughtful upgrades, exceptional amenities, and this prime San Marcos location at such an attractive value. Don't miss your opportunity to own one of the most compelling homes currently available in Rancho Tesoro.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
Double Peak K-8Grades K-80.7 mi
7/10
Mission Hills High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Tile/Clay
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Fire Sprinklers,Garage Door Opener,Refrigerator,Solar Panels,Washer,Energy Star Appliances
  • Laundry features: Washer Hookup,Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Fireplace features: N/K

Heating & Cooling

  • Heating features: Forced Air Unit,Energy Star,Humidity Control
  • Cooling features: Central Forced Air,Energy Star

Interior Area

  • Total structure area: 1,933
  • Total interior livable area: 1,933 sqft

Property

Details

  • Parcel number: 2227731106

Features

  • Levels: 3 Story
  • Stories: 3
  • Pool features: Community/Common
  • Fencing: N/K

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,191$50,292
Home Insurance *$157$1,884
Property Taxes $1,176$14,112
Electricity $414$4,974
Total$5,938$71,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,588/yr
40% on housing$178,140/yr
45% on housing$158,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$429This listing

vs Other Active Listings

Avg $/sqft

ZIP 92078$419
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92078$580
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Contingent$799,000
2026-08-13Price change$799,000
2026-08-06Listed for sale$829,000
2026-08-04Listing removed$829,000
2026-07-29Price change$829,000
2026-07-21Price change$855,000
2026-07-07Price change$865,000
2026-06-17Listed for sale$869,000
2020-10-09Sold$611,420
2020-07-20Pending sale$580,880
2020-07-09Price change$580,880
2020-06-08Listed for sale$574,880

For Sale by Agent

AgentSimona B Giuffrida
BrokerageeXp Realty of Southern CA

Similar Homes