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5450 Christopher Ln Unit 243, Osage Beach, MO, 65065

4beds
5baths
3,212sqft
$1,050,000
$327price/sqft
$6,554/moest. monthly cost
$262,160/yrincome needed

About This Home

This doesn't come around often. Owner Financing Available. This one-of-a-kind Stoneledge Condominium is the only one with this exclusive floorplan that you do not want to miss out on. Featuring 4 spacious bedroom suites and 2 versatile loft areas, there's room for everyone to spread out and enjoy. Three suites are on the walk-in main level, while the upper-level suite boasts its own private living space—perfect for guests. And the best part? No steps to get inside! With elevator service from the parking level to the pool level, convenience is built right in. The full-length, tiled covered deck offers breathtaking main channel views—an ideal spot for dinners, drinks, and unforgettable sunsets. Love the lake life? You’ll fall for the stunning views right from your covered balcony and oversized 16x48 boat slip—plenty of room for your dream boat and then some. Quality is UNMATCHED at Stoneledge, known for its superior construction and peaceful, upscale environment with no short-term rentals (under 6 months) allowed. Location, views, space, and style—this is lakefront living at its finest!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
7/10
Camdenton Middle SchoolGrades 7-810.0 mi
6/10
Camdenton High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2002

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Refrigerator,Wine Cooler,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Wet Bar,Ceiling Fan(s),Elevator,Furnished,Fireplace,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,212
  • Total interior livable area: 3,212 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 08200330000007058129
  • Exclusions: Personal Items

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Covered,Deck
  • Exterior features: Blacktop Driveway,Deck
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Features: Lake Front

Parking

  • Parking features: No Garage,Parking Available

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$598$7,176
Property Taxes $402$4,824
Electricity $245$2,943
Total$6,554$78,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,708/yr
40% on housing$196,620/yr
45% on housing$174,773/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 65065$366
Camden County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 65065
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-03Listed for sale$1,050,000
2025-11-01Listing removed$1,050,000
2025-11-01Price change$1,050,000
2025-07-15Price change$1,125,000
2025-05-31Price change$1,165,000
2025-03-27Listed for sale$1,190,000
2022-05-20Sold--
2022-04-06Contingent$829,000
2022-03-28Listed for sale$829,000
2022-03-18Contingent$829,000
2022-03-11Price change$829,000
2022-02-18Price change$895,000
2021-12-11Price change$995,500
2021-11-10Price change$995,000
2021-10-28Listed for sale$997,000
2020-09-23Sold--
2020-06-07Listed for sale$449,900

For Sale by Agent

AgentMICHAEL JAMES SWIFT
BrokerageEXP Realty, LLC

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