35 Hammond Shore Road, Franklin, VT, 05457
About This Home
It’s always a great time to enjoy your own 3-season retreat…possibly longer with the gas heater, added insulation…and great neighbors! Wake to the call of morning birds in this charming camp with lake views and deeded right-of-way access to Lake Carmi, just a short and easy walk away. Perfect for kayaking, canoeing, fishing, or simply relaxing by the water. Set on a spacious leased double lot (lease runs through August 2093), the property offers plenty of room for parking at least three vehicles, plus space for lawn games, campfires, BBQs, and gatherings. Inside, you’ll find excellent kitchen storage and a lovely enclosed porch for peaceful mornings or tranquil evenings. The attached shed could be converted into extra sleeping space (pending permits). Recent upgrades include tongue-and-groove walls and ceilings, a new roof, updated electrical, water heater, gas heater, and a composting toilet—making this a move-in-ready property. A potting shed and flower garden area add to the charm. This fabulous camp sits at the intersection of one of the most sought after Lake Carmi neighborhoods: Hammond Shore and Dewing Road.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1935
Materials
- Foundation: Concrete
- Roof: Membrane
- Construction materials: Wood Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 434
Heating & Cooling
- Heating features: Propane
- Cooling features: None
Interior Area
- Total structure area: 674
- Total interior livable area: 434 sqft
Property
Details
- Zoning description: residential
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Lake
- Water view: Lake
Lot
- Features: Leased,Level
Parking
- Parking features: Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Vermont Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance | $40 | $480 |
| Property Taxes | $116 | $1,392 |
| Electricity | $254 | $3,053 |
| Total | $915 | $10,980 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-10 | Listed for sale | $134,900 |
| 2020-06-04 | Sold | $37,500 |
View on Zillow