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3159-3163 23rd St, San Francisco, CA, 94110

9beds
4baths
3,673sqft
$1,595,000
$434price/sqft
$10,068/moest. monthly cost
$402,720/yrincome needed

About This Home

Charming Victorian 4-unit property offering a rare blend of period character, owner-user potential, and investment opportunity. Each of the four spacious units features two bedrooms, one bath, and an enclosed sun porch off the kitchen with direct access to the rear stairs and shared garden patio. While all residences are rich in Victorian charm with soaring ceilings, tall windows, wainscoting, built-ins, and beautiful original architectural details throughout, the upper units also showcase decorative fireplaces. One unit has been thoughtfully remodeled and features a modern kitchen with stainless steel appliances, an updated bathroom with a pedestal sink and clawfoot tub, refinished softwood floors, and designer finishes that complement the home's historic character. In addition, one unit is currently vacant and move-in ready, presenting an excellent opportunity for owner occupancy or immediate market-rate rental income. The building has recently benefited from a freshly painted exterior, enhancing its curb appeal and pride of ownership. A tremendous full basement provides exceptional storage space and offers additional flexibility for future use (buyer to investigate). Whether you are seeking a long-term investment, a multi-generational living opportunity, or an owner-occupied income property, this handsome Victorian offers versatility, charm, and significant upside potential. Ideally situated in the heart of the Mission District, the property is just moments from neighborhood restaurants, cafs, shopping, parks, and local markets. Enjoy convenient access to BART, Muni, corporate shuttles, and major freeways while experiencing the vibrant culture, colorful murals, and dynamic energy that make the Mission one of San Francisco's most sought-after neighborhoods.

Getting Around

99
WalkingWalker's Paradise
85
TransitExcellent Transit
100
BikeBiker's Paradise

Schools

2/10
4/10

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: MultiFamily
  • Architectural style: Victorian
  • Property subType: Quadruplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 4
  • Full bathrooms: 4

Interior Area

  • Total structure area: 3,673
  • Total interior livable area: 3,673 sqft

Property

Details

  • Parcel number: 3641039
  • Special condition: Trust

Lot

  • Lot size: 2,596 sqft
  • Features: Shape Regular,Sidewalk

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$259$3,108
Property Taxes $957$11,484
Electricity $787$9,451
Total$10,068$120,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$345,188/yr
40% on housing$302,040/yr
45% on housing$268,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$434This listing

vs Other Active Listings

Avg $/sqft

ZIP 94110$642
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94110$905
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-23Listed for sale$1,595,000
2023-05-03Listing removed--
2023-04-02Price change$2,995
2023-03-22Listed for rent$3,195
2020-09-03Listing removed$1,995,000
2020-06-04Listed for sale$1,995,000

For Sale by Agent

AgentJoan H. Meyer
BrokerageCorcoran Icon Properties

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