1312 5th Ave S, Saint Cloud, MN, 56301
About This Home
Welcome to this awesome opportunity. This duplex is large, with 4 bedrooms and 2 bathrooms on each side. Each unit is spacious with 1500 square feet of living space and lots of natural light. Built in 2007, it is newer than most other multifamily homes in the area. This home is located near Saint Cloud State University, so there is no shortage of renters in the area. This listing is only being made available due to seller locating to a new area. If you are a local investor, or have always wanted an investment property, this is the perfect place for you to check out.
Getting Around
Car-Dependent
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 2007
Type & Style
- Home type: MultiFamily
- Property subType: Duplex Side by Side
Interior
Basement
- Has basement: Yes
- Basement: Daylight,Finished
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 4
Features
- Finished area below ground: 1,394
- Finished area above ground: 1,680
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 3,074
- Total interior livable area: 3,074 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 82446780001
- Foundation area: 1680
Features
- Levels: Multi/Split
Lot
- Lot size: 7,405 sqft
- Lot size dimensions: 55 x 132
Parking
- Parking features: Asphalt,Shared Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,098 | $25,176 |
| Home Insurance * | $261 | $3,132 |
| Property Taxes | $314 | $3,768 |
| Electricity | $259 | $3,111 |
| Total | $2,932 | $35,184 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-04 | Price change | $420,000 |
| 2025-11-05 | Listed for sale | $425,000 |
| 2020-12-16 | Sold | $129,000 |
| 2020-11-13 | Pending sale | $139,900 |
| 2020-10-22 | Price change | $139,900 |
| 2020-09-14 | Price change | $144,900 |
| 2020-08-07 | Price change | $149,900 |
| 2020-07-22 | Price change | $154,900 |
| 2020-06-19 | Price change | $158,900 |
| 2020-06-02 | Listed for sale | $168,900 |
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