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29957 436th Pl, Aitkin, MN, 56431

2beds
1baths
980sqft
$185,000
$189price/sqft
$1,258/moest. monthly cost
$50,320/yrincome needed

About This Home

Here is a unique and affordable opportunity to enjoy both Little Pine and Farm Island Lakes in Aitkin. This year around, 2-bedroom 1 full bath manufactured home sits on 3.68 private acres & has 423 feet of shoreline on 226-acre Little Pine Lake, which has direct access to 2,000+ acre Farm Island Lake. There is a pathway over the wetland all the way to the open water. Imagine all the year around fun! The Quonset & sheds will come in handy for storage and the fish cleaning shack will be put to good use. The full septic system is compliant, and a new survey is completed. There is enough room for friends and family to park, play and camp. Seller's will even consider a Contract For Deed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
Aitkin Secondary SchoolGrades 7-126.4 mi

Construction

Condition

  • Year built: 1982

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 89.25
  • Dimensions: 8.5x10.5

Bedroom2

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Deck

  • Level: Main
  • Area: 288
  • Dimensions: 12x24

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 980

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Kitchen

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 14x16

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 071107000
  • Zoning description: Shoreline
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 980

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(4-10),Lake Bottom(Soft,Undeveloped,Weeds,Wetland)
  • Frontage length: Water Frontage: 423

Lot

  • Lot size: 3.68 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 423 x 327 x 240 x 228 x 466

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Hail
Lightning
Strong Wind

FEMA Declared Disasters in Aitkin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$93$1,116
Property Taxes $60$720
Electricity $170$2,050
Total$1,258$15,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,131/yr
40% on housing$37,740/yr
45% on housing$33,546/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 56431$225
Aitkin County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 56431
Aitkin County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-17Price change$200,000
2025-07-23Price change$225,000
2025-05-02Listed for sale$235,000
2024-10-26Listing removed$240,000
2024-10-11Price change$240,000
2024-09-09Listed for sale$250,000
2020-07-09Sold$100,000
2020-06-04Pending sale$109,900
2020-05-29Listed for sale$109,900

For Sale by Agent

AgentKay Hill
BrokerageEdina Realty, Inc.

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