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626 Millinocket Lake Road, T3 Indian Purchase Twp, ME, 04462

3beds
2baths
880sqft
$285,900
$325price/sqft
$2,068/moest. monthly cost
$82,720/yrincome needed

About This Home

Discover the perfect blend of comfort, style, and adventure with this beautifully remodeled 3-bedroom, 2-bath waterfront home on the shores of Big Smith Pond. Every inch of this home has been thoughtfully updated, featuring all-new plumbing and electrical, modern finishes, and a layout designed for relaxed year-round living. Enjoy water views and easy access to outdoor recreation in every season. The property includes attached toy storage, ideal for keeping snowmobiles, ATVs, or boats ready for your next outing. Located directly on the ITS snowmobile trail, you can sled right out your door for endless winter adventures. Step outside and hit the trail immediately, or take a short drive to world-class hiking, fishing, and exploring in Baxter State Park, located just 13 miles to the entrance, as well as the North Maine Woods. Conveniently located just 3 miles from downtown Millinocket, you're close to excellent restaurants, pubs, and local entertainment, yet far enough to enjoy the peace and beauty of waterfront living. Whether you're seeking a full-time residence, vacation getaway, or basecamp for all things outdoors, this Big Smith Pond home is the perfect place to start your next adventure.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Granite Street SchoolGrades PK-54.0 mi
3/10
Stearns High SchoolGrades 6-123.7 mi

Construction

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partial,Unfinished

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 880

Heating & Cooling

  • Heating features: Direct Vent Heater,Pellet Stove,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 880
  • Total interior livable area: 880 sqft

Laundry

  • Level: First

Living Room

  • Level: First

Sunroom

  • Level: First

Property

Details

  • Zoning: LUPC

Features

  • On waterfront: Yes
  • Waterbody name: Big Smith Pond
  • Frontage length: Waterfrontage: 100,Waterfrontage Owned: 100

Lot

  • Lot size: 0.43 Acres
  • Features: Near Golf Course,Near Public Beach,Near Town,Open Lot,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Paved,1 - 4 Spaces
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Inland Flooding
Lightning

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,445$17,340
Home Insurance $115$1,380
Property Taxes $264$3,168
Electricity $244$2,930
Total$2,068$24,816

Income You'd Need if You Spent...

35% on housing$70,902/yr
40% on housing$62,040/yr
45% on housing$55,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 04462$149
Penobscot County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 04462
Penobscot County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$298,000
2025-12-22Price change$318,000
2025-10-30Listed for sale$349,800
2021-10-20Sold$65,000
2021-10-20Pending sale$79,500
2021-06-10Listing removed--
2021-06-07Listed for sale$87,500
2021-05-20Listing removed--
2020-11-25Price change$87,500
2020-08-16Price change$109,000
2020-05-21Listed for sale$117,500

For Sale by Agent

BrokerageNorth Woods Real Estate, LLC

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