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15 Church St #G108, Sag Harbor, NY, 11963

1beds
2baths
1,070sqft
$2,195,000
$2,051price/sqft
$15,270/moest. monthly cost
$610,800/yrincome needed

About This Home

This spacious one bedroom home on the garden level offers tremendous front-to-back light from the East and West and offers a spectacular open layout. Monthly common charges are $1,478 and yearly taxes are $3,150. The home's charming entrance is through a private garden off the beautifully landscaped courtyard. Bringing in the green surroundings, a dramatic glass solarium serves as the bright and welcoming arrival. Nine windows ensure a light-filled interior, and 11' ceilings provide for dramatic interior spaces. The open kitchen features a center island and opens to the spacious great room. An adjoining powder room is convenient for guests. The generously proportioned master bedroom has an en-suite 4-fixture master bath with a luxurious shower/bath wet room. One block from Sag Harbor's charming Main Street and two blocks from the Hamptons only deep-water port, Watchcase is a once-in-a-lifetime opportunity to own one of 63 Loft, Town House, and Bungalow condominium residences amongst elegant landscaped gardens. Owners benefit from an amenity package unlike any other, including: Concierge, resident manager, porters, superintendents, saltwater pool, and The Watchcase Pavilion with staffed fitness room, yoga studio, locker rooms with sauna, spa room, and events lounge with fireplace and catering kitchen. The Grand Lobby Living Room hosts the Vault Bar and a massive two-sided fireplace. Designated parking space #12 and storage space #11 - 105sf.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 1880

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,070
  • Total interior livable area: 1,070 sqft

Property

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Heated

Parking

  • Parking features: GarageDetached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,099$133,188
Home Insurance *$962$11,544
Property Taxes $2,963$35,556
Electricity $246$2,954
Total$15,270$183,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$523,542/yr
40% on housing$458,100/yr
45% on housing$407,200/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,051This listing

vs Other Active Listings

Avg $/sqft

ZIP 11963$1,684
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11963$925
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listing removed$35,000
2026-03-24Listed for sale$2,500,000
2026-02-09Listed for rent$35,000
2025-04-07Listing removed$35,000
2025-01-13Listed for rent$35,000
2024-08-27Listing removed$35,000
2024-01-24Listed for rent$35,000
2023-03-22Listing removed--
2022-10-25Listed for rent$35,000
2022-05-06Listing removed--
2022-03-25Listed for rent$35,000
2021-01-17Listing removed$1,550,000
2020-12-19Listed for sale$1,550,000
2020-11-23Listing removed$45,000
2020-05-18Listed for rent$45,000

For Sale by Agent

AgentJeremy Dunham - Associate Real Estate Broker
BrokerageCompass

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