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1010 County Road 383, New Albany, MS, 38652

4beds
3baths
2,731sqft
$555,000
$203price/sqft
$3,665/moest. monthly cost
$146,600/yrincome needed

About This Home

Located in the quiet, established North Oaks subdivision, just minutes from historic downtown New Albany, this spacious home offers over 2,700 square feet of comfortable living space with 4 bedrooms and 3 full baths. Designed for both everyday living and entertaining, the property features a beautiful inground pool with a waterfall feature, creating your own private backyard retreat. The fenced backyard is enhanced by a well-designed retaining wall, offering both style and functionality. With plenty of space inside and out, this home combines peaceful neighborhood living with the convenience of being just moments from shopping, dining, and all that downtown has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Ingomar Attendance CenterGrades PK-123.4 mi

Construction

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Granite Counters,Ceiling Fans
  • Window features: Window Treatments
  • Flooring: Wood
  • Fireplace features: Gas Log
  • Finished area below ground: 0
  • Finished area above ground: 2,731

Interior Area

  • Total structure area: 2,731
  • Total interior livable area: 2,731 sqft

Property

Details

  • Parcel number: 065R3301064

Features

  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Yes

Lot

  • Lot size: 1.46 Acres
  • Lot size dimensions: 235 x 276 x 235 x 276

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Heat Wave
Tornado
Drought
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Union County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,806$33,672
Home Insurance *$412$4,944
Property Taxes $194$2,328
Electricity $253$3,047
Total$3,665$43,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,657/yr
40% on housing$109,950/yr
45% on housing$97,733/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 38652$171
Union County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38652
Union County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$565,000
2023-06-28Sold--
2023-05-19Pending sale$379,900
2023-05-04Listed for sale$379,900
2022-01-18Listing removed--
2021-11-19Pending sale$359,500
2021-11-05Price change$359,500
2021-08-21Listed for sale$365,000
2020-05-18Listing removed$289,000
2020-05-16Listed for sale$289,000

For Sale by Agent

AgentFrankie McMillin
BrokeragePalmer-Brown Real Estate Group, LLC

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