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11089-4 Mile Rd, Battle Creek, MI, 49014

4beds
2baths
1,692sqft
$330,000
$195price/sqft
$2,393/moest. monthly cost
$95,720/yrincome needed

About This Home

This charming 4-bedroom, 2-bath home will win you over with its hardwood floors, formal dining room, updated lighting and spacious living area. The kitchen features new appliances, a great layout, and a sunny breakfast nook. The main floor bedroom is generously sized with a walk-in closet and a beautifully updated full bath with a barrier-free shower. Step outside to your own private oasis with a brand-new hot tub. Upstairs, you'll find three additional bedrooms and a freshly updated bathroom. A lovely covered back deck overlooks the yard, offering a stunning country view. The oversized garage provides plenty of space for a work area, plus there's a cozy cabin and a massive pole barn. Plenty of room to grow--this is a must-see! Newer septic system, and HVAC system. Buyer to confirm actual sq ft of the home. Home is currently used as a VRBO and has a schedule that we need to work around.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Sonoma ElementaryGrades K-40.7 mi
6/10
7/10
Harper Creek High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Cooktop,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: In Unit,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan Basement,Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen
  • Window features: Skylight(s),Replacement,Garden Window,Window Treatments
  • Flooring: Ceramic Tile,Laminate,Tile,Wood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,SEER 13 or Greater

Interior Area

  • Total structure area: 1,692
  • Total interior livable area: 1,692 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Mn Flr Bedroom,Low Threshold Shower,Accessible Entrance

Details

  • Parcel number: 1403201200

Features

  • Stories: 2
  • Has spa: Yes
  • Spa features: Hot Tub Spa

Lot

  • Lot size: 2.56 Acres
  • Features: Level,Tillable,Ground Cover
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2.5
  • Parking features: Garage Faces Front,Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Calhoun County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$169$2,028
Property Taxes $368$4,416
Electricity $188$2,259
Total$2,393$28,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,045/yr
40% on housing$71,790/yr
45% on housing$63,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 49014$111
Calhoun County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 49014$139
Calhoun County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$359,000
2026-04-19Listed for sale$369,000
2021-03-05Listing removed--
2020-05-14Listed for sale$525,000

For Sale by Agent

AgentKim S Toogood
BrokerageCENTURY 21 Affiliated

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