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Fm 2828, Bandera, TX, 78003

--beds
--baths
0sqft
$475,000
--price/sqft
$3,181/moest. monthly cost
$127,240/yrincome needed

About This Home

Very nice property in the best location! FM 2828 has easy access to Kerrville, Bandera and Medina. It's the best spot in my opinion! Nice land with good soil and lots of large Oak trees throughout the property. Road frontage on FM 2828 and Faris Ranch Road. Survey will be done soon, but we expect it to be right around 23 acres.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Medina High SchoolGrades PK-125.1 mi

Construction

Materials

  • Construction materials: None

Type & Style

  • Home type: SingleFamily
  • Architectural style: None
  • Property subType: Acreage

Interior

Interior Area

  • Total structure area: 0

Property

Details

  • Zoning: none
  • Other equipment: None

Features

  • Levels: None
  • Fencing: Partial
  • Waterfront features: None
  • Horses can be raised: Yes

Lot

  • Lot size: 23 Acres
  • Features: Ag Exempt,Level,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Drought
Hail
Strong Wind
Tornado
Wildfire
Winter Weather
Cold Wave
Landslide

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$222$2,664
Property Taxes $320$3,840
Electricity $238$2,859
Total$3,181$38,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,062/yr
40% on housing$95,430/yr
45% on housing$84,826/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78003$157
Bandera County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 78003$204
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Price change$475,000
2026-04-21Price change$499,000
2026-04-07Listed for sale$575,000
2021-01-14Listing removed--
2021-01-04Listed for sale$344,000
2020-12-31Sold--
2020-12-31Price change$349,000
2020-12-31Pending sale$460,000
2020-11-17Pending sale$460,000
2020-07-05Price change$460,000
2020-05-13Listed for sale$489,000

For Sale by Agent

AgentShawn Morrison
BrokerageCross Texas Real Estate

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