3122 Saint Louis Rd, Arcata, CA, 95521
About This Home
Set on a lush 1.84-acre parcel near Cal Poly Humboldt, this exceptional Arcata property offers a rare blend of lifestyle and income potential. The site features a custom main residence with attached garage, a unique 24x30 barn, and ten additional rental units--six 2-bedroom, 1.5-bath units and four 1-bedroom, 1-bath units. Tenants pay their own utilities, including water, sewer, and PG&E, enhancing investment appeal. Zoned RH High Density (up to 50 units per acre) per City of Arcata rezoning (buyer to verify setbacks and development standards), the property presents exciting future possibilities. The main home showcases distinctive 1960s custom features--embrace the vintage charm or reimagine the space to suit your vision, with potential for live/work use or conversion into multiple units The versatile barn adds even more flexibility, ideal for storage, a workshop, business use, or creative pursuits. A compelling opportunity for those seeking the Humboldt County lifestyle while generating strong multi-family income.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Foundation: Concrete Perimeter,Slab
Type & Style
- Home type: SingleFamily
- Architectural style: Custom
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas,Free-Standing Refrigerator
- Laundry features: Dryer Hookup,In Garage,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2.5
Features
- Cathedral/Vault,Ceiling Fan(s)
- Window features: Double Pane Windows
- Flooring: Carpet,Hardwood,Vinyl
- Fireplace: Yes
Heating
- Heating features: Forced Air,Natural Gas,Wall Furnace,Wood Stove
Interior Area
- Total structure area: 2,436
- Total interior livable area: 2,436 sqft
Property
Features
- Patio & porch: Deck
- Exterior features: Other
- Fencing: Partial
Lot
- Lot size: 1.84 Acres
- Features: Flat,Sloped,Wooded
- Lot size dimensions: 213.87 x 119.7 x 117.81 x irr
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Direct Access
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Humboldt County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,135 | $145,620 |
| Home Insurance * | $832 | $9,984 |
| Property Taxes | $1,240 | $14,880 |
| Electricity | $522 | $6,268 |
| Total | $14,729 | $176,748 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-14 | Listed for sale | $2,400,000 |
| 2026-01-08 | Listing removed | $2,650 |
| 2025-12-31 | Listed for rent | $2,650 |
| 2025-12-24 | Listing removed | $2,650 |
| 2025-12-15 | Listed for rent | $2,650 |
| 2025-09-05 | Listing removed | $2,750,000 |
| 2024-10-25 | Price change | $2,750,000 |
| 2024-08-17 | Listed for sale | $2,885,000 |
| 2024-02-28 | Listing removed | -- |
| 2024-01-14 | Listed for rent | $2,500 |
| 2020-05-18 | Listing removed | $2,200 |
| 2020-05-12 | Listed for rent | $2,200 |
For Sale by Agent
View on Zillow