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4189 Ginkgo Ct, Danville, IN, 46122

5beds
3baths
3,668sqft
$445,000
$121price/sqft
$3,176/moest. monthly cost
$127,040/yrincome needed

About This Home

Beautiful Danville home within Avon school district! This home just had brand new waterproof flooring installed in the downstairs, all walls downstairs and most upstairs repainted including trim! This impressive residence offers over 3,600 square feet of thoughtfully designed living space, combining modern finishes, functional design, and exceptional comfort. The heart of the home is the spacious open-concept kitchen, thoughtfully designed for both everyday living and entertaining. The expansive floor plan offers multiple living and gathering spaces filled with natural light, creating a bright, open, and welcoming atmosphere throughout. Whether you're entertaining guests, working from home, or simply enjoying a quiet evening, this home provides the flexibility to accommodate every stage of life. Retreat to the spacious primary suite, complete with a private ensuite bath featuring a double vanity and walk-in shower, creating a relaxing space to begin and end each day. Enjoy the convenience of a dedicated laundry room, abundant storage, and an attached garage. Outside, the welcoming front porch and backyard patio offer ideal spaces to relax, entertain, or enjoy the peaceful surroundings. This home offers a rare combination of small-town charm and is just minutes from parks, shopping, dining, and major highways, this move-in ready home delivers the perfect balance of space, comfort, and location. Offering timeless style, this is an opportunity you won't want to miss. Schedule your private showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
River Birch ElementaryGrades K-41.4 mi
10/10
Avon Middle School NorthGrades 7-84.1 mi
10/10
Avon High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Construction materials: Vinyl With Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Double Oven,Electric Cooktop,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: Laundry Room

Bedroom2

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Bedroom3

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Bedroom4

  • Level: Upper
  • Area: 192
  • Dimensions: 12x16

Bedroom5

  • Level: Upper
  • Area: 180
  • Dimensions: 12x15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Features

  • Double Vanity,Tray Ceiling(s),Kitchen Island,Walk-In Closet(s)

Foyer

  • Level: Main
  • Area: 98
  • Dimensions: 7x14

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,668
  • Total interior livable area: 3,668 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Laundry

  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Living Room

  • Level: Main
  • Area: 323
  • Dimensions: 19x17

Loft

  • Level: Upper
  • Area: 165
  • Dimensions: 11x15

Master Bedroom

  • Level: Upper
  • Area: 504
  • Dimensions: 28x18

Office

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Property

Details

  • Parcel number: 321005353003000033
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Neighborhood,Pond,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Pond,Water
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$220$2,640
Property Taxes $370$4,440
Electricity $336$4,034
Total$3,176$38,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,891/yr
40% on housing$95,280/yr
45% on housing$84,693/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 46122$156
Hendricks County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 46122$155
Hendricks County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$435,000
2026-08-07Price change$435,000
2026-07-30Price change$445,000
2026-07-02Listed for sale$450,000
AgentZachery Archer
BrokerageCrestPoint Real Estate

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