See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1633 Summergate Pkwy #P, Saint Charles, MO, 63303

1beds
1baths
692sqft
$109,000
$158price/sqft
$851/moest. monthly cost
$34,040/yrincome needed

About This Home

Welcome home to this well-maintained condo in the desirable Summergate community! Step inside to an inviting open floor plan featuring abundant natural light, and a spacious living room that flows seamlessly to the covered private deck. The kitchen offers ample cabinet and counter space. The generously sized bedroom provides a peaceful retreat, while the full bath and private in-unit laundry add everyday convenience. Enjoy additional outdoor storage, covered parking, and plenty of guest parking. The HOA covers water, trash, landscaping, and access to the community pool, making for low-maintenance living. Conveniently located just minutes from the Page Extension, Mid Rivers Mall Drive, shopping, dining, and parks, this move-in-ready condo is the perfect place to call home!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
9/10
Barnwell Middle SchoolGrades 6-80.7 mi

Construction

Condition

  • Year built: 1986

Materials

  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Water Heater
  • Laundry features: In Unit

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Open Floorplan,Storage,Walk-In Closet(s)
  • Door features: Panel Door(s)
  • Window features: Insulated Windows
  • Finished area above ground: 692

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 692
  • Total interior livable area: 692 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 30015622933000P.0000000
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: Community,Outdoor Pool
  • Exterior features: Balcony

Lot

  • Lot size: 649.04 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Assigned,Covered
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Earthquake
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $551$6,612
Home Insurance *$63$756
Property Taxes $96$1,152
Electricity $141$1,693
Total$851$10,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,177/yr
40% on housing$25,530/yr
45% on housing$22,693/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 63303$196
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63303$158
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$109,000
2026-07-30Listing removed$1,300
2026-07-16Listed for rent$1,300
2024-07-21Listing removed--
2024-07-10Price change$1,225
2024-06-30Listed for rent$1,300
2022-11-23Listing removed--
2022-11-18Price change$1,095
2022-11-17Listed for rent$1,250
2022-03-30Sold--
2022-02-28Pending sale$94,900
2022-02-27Listed for sale$94,900
2021-03-01Listing removed--
2020-05-15Listing removed$775
2020-05-09Listed for rent$775

For Sale by Agent

AgentRodney Wallner
BrokerageBerkshire Hathaway HomeServices Select Properties

Similar Homes