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1907 Inca Rd NE, Rio Rancho, NM, 87124

4beds
5baths
3,317sqft
$1,103,180
$333price/sqft
$6,539/moest. monthly cost
$261,560/yrincome needed

About This Home

Discover elevated modern living in this custom-built contemporary residence situated on just over one acre in Rio Rancho, New Mexico. Thoughtfully designed as a single-level home, this 4-bedroom, 5-bathroom layout offers a highly functional split-bedroom floor plan that balances privacy, open living, and architectural sophistication.At the heart of the home is a spacious great room featuring soaring ceilings, marble flooring, and an expansive open-concept design that seamlessly connects the living area, dining space, and chef's kitchen. The kitchen is centered around a large island, ideal for entertaining, with ample workspace and clear sightlines throughout the main living areas.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
7/10
Rio Rancho High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Enhance Real Estate Contractin

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Microwave,Refrigerator,Range Hood
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Bathtub,Ceiling Fan(s),Dual Sinks,Entrance Foyer,Family/Dining Room,High Ceilings,Kitchen Island,Living/Dining Room,Main Level Primary,Multiple Primary Suites,Pantry,Skylights,Soaking Tub,Separate Shower,Tub Shower,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows,Low-Emissivity Windows,Sliding,Skylight(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Forced Air,Multiple Heating Units
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 3,317
  • Total interior livable area: 3,317 sqft

Kitchen

  • Level: Main
  • Area: 2442

Living Room

  • Level: Main
  • Area: 67569

Primary Bedroom

  • Level: Main
  • Area: 299250

Property

Details

  • Parcel number: 1011070318282
  • Zoning description: R-1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard

Lot

  • Lot size: 1.10 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,578$66,936
Home Insurance *$120$1,440
Property Taxes $606$7,272
Electricity $235$2,830
Total$6,539$78,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,194/yr
40% on housing$196,170/yr
45% on housing$174,373/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 87124$188
Sandoval County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 87124
Sandoval County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-20Listed for sale$1,103,180
2020-12-29Sold--
2020-12-12Pending sale$35,000
2020-06-24Price change$35,000
2020-05-05Listed for sale$39,900

New Construction

AgentJonathan Nunez
BrokerageLPT Realty

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