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8 E Cottage Cir, Bluffton, SC, 29910

5beds
4baths
2,470sqft
$1,150,000
$466price/sqft
$7,036/moest. monthly cost
$281,440/yrincome needed

About This Home

Turnkey, renovated golf cottage with short-term rental privileges in Belfair. Welcome to 8 East Cottage Circle, a completely renovated 5-bedroom, 4-bath golf cottage offering panoramic views of the 18th fairway of the East Course, stretching across to the marshes of the Colleton River. Meticulously updated and in mint condition, this home is truly turnkey and perfectly suited as a primary residence, second home, or income-producing short-term rental, an exceptional and rare opportunity within the community. The interior showcases an updated kitchen featuring quartz countertops, stainless steel appliances, and an open layout ideal for entertaining. The light-filled great room is anchored by a fireplace and complemented by beautiful heart pine floors that run throughout the first floor. Every bathroom has been fully renovated with stylish, modern finishes, creating a cohesive and elevated coastal design. The floor plan includes two first-floor primary suites, one being a lock-out. Upstairs, you'll find three additional bedrooms and two full baths, providing ample space for your family, guests, or rental flexibility. Whether hosting golf weekends with friends or maximizing rental potential, this layout delivers comfort and versatility. Conveniently located adjacent to the Clubhouse. Belfair owners enjoy an unparalleled Lowcountry lifestyle with two world-class Tom Fazio golf courses, Clubhouse, indoor and outdoor swimming pools, tennis and pickleball courts, a state-of-the-art golf learning center, full fitness center and a dog park. Ideally situated in Bluffton, Belfair offers convenient access to Hilton Head Island, Beaufort, Savannah and Charleston along with top-tier dining and shopping. Don't miss this opportunity!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Okatie Elementary SchoolGrades PK-55.0 mi
6/10
Bluffton Middle SchoolGrades 6-82.6 mi
9/10
May River HighGrades 9-128.3 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Asphalt
  • Construction materials: Wood Siding

Other

  • Builder model: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Attic,Built-in Features,Ceiling Fan(s),Main Level Primary
  • Window features: Other
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,470 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Special condition: None

Features

  • Stories: 2
  • Pool features: Community
  • Patio & porch: Rear Porch,Front Porch
  • Exterior features: Sprinkler/Irrigation,Propane Tank - Owned,Porch,Propane Tank - Leased
  • Has view: Yes
  • View description: Golf Course
  • Water view: Golf Course

Lot

  • Lot size: 6,534 sqft
  • Features: < 1/4 Acre

Parking

  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Inland Flooding
Ice Storm
Strong Wind
Tornado
Cold Wave
Earthquake
Hail

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$505$6,060
Property Taxes $479$5,748
Electricity $237$2,850
Total$7,036$84,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$241,234/yr
40% on housing$211,080/yr
45% on housing$187,626/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$466This listing

vs Other Active Listings

Avg $/sqft

ZIP 29910$431
Beaufort County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 29910$275
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$1,150,000
2024-08-13Listing removed$975,000
2024-05-07Listed for sale$975,000
2024-01-26Sold$875,000
2023-10-16Pending sale$895,900
2023-10-16Listed for sale$895,900
2020-12-29Listing removed$449,000
2020-12-17Pending sale$449,000
2020-09-09Price change$449,000
2020-05-05Listed for sale$465,000

For Sale by Agent

AgentThe Patterson Group
BrokerageDaniel Ravenel Sotheby's International Realty

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