4629 Bancroft St, San Diego, CA, 92116
About This Home
8 Pride of Ownership Normal Heights units just 1/2 block south of Adams Avenue. 6 of the 8 units have been fully renovated featuring: granite countertops, new kitchen and bath cabinets, new tile showers, stainless steel refrigerators-dishwashers-microwaves-stoves, wood laminate floors, dual pane windows, etc. The property features: two 2-car garages, 5 open parking spaces, secured gated access, owned cashless laundry room (also renovated), new main electric panel, new 50-year roof (2016), new exterior paint (2023), zero scape landscaping, and completed balcony inspection (2025). Building was re-piped in 2015 and tented for termites in 2021. The 2 non-renovated units are in great condition and also have wood laminate flooring. There is significant potential for increased cash flow, as current rents are 12% to 15% below market rates. Investors have the option to further maximize returns by either converting the two double garages into Accessory Dwelling Units (ADUs) or charging tenants for garage usage.
Getting Around
Walker's Paradise
Some Transit
Very BikeableSchools
Construction
Materials
- Construction materials: Fully Landscaped
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Laundry features: Owned
Bedrooms & Bathrooms
- Bedrooms: 11
- Bathrooms: 8
- Full bathrooms: 8
Features
- Flooring: Wood
Heating & Cooling
- Heating features: Wall
- Cooling features: Wall/Window
Interior Area
- Total structure area: 4,816
- Total interior livable area: 4,816 sqft
Property
Details
- Parcel number: 439322400
Features
- Levels: 2 Story
- Stories: 2
Lot
- Lot size: 6,098 sqft
Parking
- Total spaces: 9
- Parking features: Garages,Spaces
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $14,638 | $175,656 |
| Home Insurance * | $462 | $5,544 |
| Property Taxes | $1,616 | $19,392 |
| Electricity | $1,032 | $12,392 |
| Total | $17,748 | $212,976 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-06 | Listed for sale | $2,895,000 |
| 2025-11-10 | Listing removed | $2,950,000 |
| 2025-10-13 | Listed for sale | $2,950,000 |
| 2020-05-26 | Listing removed | $1,500 |
| 2020-05-20 | Price change | $1,500 |
| 2020-05-04 | Listed for rent | $1,550 |
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