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1309-1311 N Emerson Ave, Indianapolis, IN, 46219

2beds
2baths
--sqft
$215,000
--price/sqft
$1,600/moest. monthly cost
$64,000/yrincome needed

About This Home

INVESTOR ALERT!!!! This IRVINGTON income producing DUPLEX is ready to be yours. Property is fully occupied, New AC in one unit, roof is in good condition and 2 car detached garage is included. Both units have full basements with laundry and great extra storage. Nice hardwoods in most of the home and screened in porches in the front on both sides for extra space to relax. Each side has its own driveway leading to the shared 2 CAR GARAGE. The driveways connect making it a breeze to get in and out without having to back up. Prime road frontage is helpful when renting. Add it to your portfolio today!

Getting Around

67
WalkingSomewhat Walkable
34
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

3/10
1/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1941

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Multi Family,Duplex

Interior

Appliances

  • Laundry features: Sink,In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Main level bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Property

Details

  • Parcel number: 490734124008000701

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$170$2,040
Property Taxes $159$1,908
Electricity $184$2,212
Total$1,600$19,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,857/yr
40% on housing$48,000/yr
45% on housing$42,666/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 46219$82
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46219$106
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$205,000
2026-07-31Listed for sale$215,000
2020-11-25Listing removed$130,000
2020-09-12Pending sale$130,000
2020-08-07Price change$130,000
2020-06-15Price change$140,000
2020-05-22Listed for sale$145,000
2020-05-15Pending sale$145,000
2020-04-29Listed for sale$145,000

For Sale by Agent

AgentJacqueline Huser- Trout
BrokerageFirst Focus Realty LLC

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