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49 Smith St, Charleston, SC, 29401

10beds
11baths
7,526sqft
$5,450,000
$724price/sqft
$32,725/moest. monthly cost
$1,309,000/yrincome needed

About This Home

Tucked within the heart of Harleston Village, 49 Smith Street presents an extraordinarily rare opportunity to own one of downtown Charleston's most distinctive historic compounds. Originally anchored by a circa 1860 main residence and complemented by a separate circa 1880 carriage house, this landmark European villa-style estate blends architectural pedigree, private compound living, and exceptional long-term potential across approximately 7,525 square feet. Behind its striking two-tone English Flemish brick facade, the property unfolds as a true multi-structure estate--an offering seldom found in one of Charleston's most sought-after neighborhoods. The sprawling three-story main residence encompasses over 5,000 square feet. It is currently configured as seven independent residences, many of which feature original fireplaces, stately wood interiors, hand-poured glass windows, and an abundance of natural light that pours through the historic façade. Complementing the main house is a fully private two-story carriage house exceeding 2,000 square feet, accessed through its own gated entry and complete with a garage, expansive porch, and elevated rooftop terrace. This secluded secondary residence offers an extraordinary living experience--ideal as a luxurious guest residence, private office, studio, or boutique retreat. What sets 49 Smith apart is the extraordinary balance of immediate utility and future vision. The opportunity to thoughtfully reimagine the main residence into one of Harleston Village's most compelling private homes has already been carefully explored, with preliminary architectural and construction guidance reinforcing the extraordinary potential of the estate. For the right buyer, this presents a rare chance to create a grand three-story historic residence while preserving the carriage house as a private, design-forward complement--an offering that would be exceptionally rare within the downtown Charleston market. Equally compelling is the lifestyle this property affords today. Morning light filters through the hand-poured glass windows, illuminating preserved historic interiors and rich architectural details. Evenings unfold across the veranda patios and rooftop terrace, creating a layered indoor-outdoor living experience that feels both private and deeply connected to the rhythm of downtown Charleston. Just moments from Colonial Lake, King Street, Broad Street, and the iconic Wentworth Mansion, the location offers a walkable lifestyle surrounded by Charleston's most celebrated architecture, dining, shopping, and cultural landmarks. Whether envisioned as a legacy private residence, a multi-generational compound, or an income-producing hold with exceptional upside, 49 Smith Street offers a level of scale, flexibility, and architectural significance that is rarely available. This is more than a property--it is a once-in-a-generation opportunity to steward one of Harleston Village's most remarkable estates into its next chapter.

Getting Around

91
WalkingWalker's Paradise
48
TransitSome Transit
77
BikeVery Bikeable

Schools

2/10
4/10
1/10
Burke High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1860

Materials

  • Roof: Built-Up,Metal
  • Construction materials: Brick,See Remarks,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Villa
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 11
  • Full bathrooms: 10
  • 1/2 bathrooms: 1

Features

  • See Remarks,Other
  • Flooring: Other
  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 7,526
  • Total interior livable area: 7,526 sqft

Property

Features

  • Levels: Three Or More,Multi/Split,Other (Use Remarks)
  • Stories: 3
  • Patio & porch: Covered
  • Exterior features: Garden

Lot

  • Lot size: 8,712 sqft
  • Features: 0 - .5 Acre

Parking

  • Total spaces: 1
  • Parking features: Garage,Other
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Earthquake
    EarthquakeModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Earthquake
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $27,558$330,696
Home Insurance *$2,628$31,536
Property Taxes $1,816$21,792
Electricity $723$8,684
Total$32,725$392,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,122,000/yr
40% on housing$981,750/yr
45% on housing$872,666/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$724This listing

vs Other Active Listings

Avg $/sqft

ZIP 29401$766
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29401$1,097
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$5,500,000
2026-03-23Listing removed--
2026-02-19Price change$5,255,000
2026-01-03Listed for sale$5,500,000
2024-07-01Sold$3,675,000
2024-06-20Pending sale$2,100,000
2024-05-12Contingent$2,100,000
2024-05-02Price change$2,100,000
2024-04-19Price change$4,195,000
2024-03-05Price change$4,595,000
2024-03-05Price change$2,100,000
2024-02-02Price change$4,850,000
2024-02-01Listed for sale$2,225,000
2024-01-31Contingent$4,850,000
2023-11-22Price change$4,850,000
2023-10-12Price change$4,995,000
2023-08-25Listed for sale$5,500,000
2021-03-01Listing removed--
2020-05-06Listing removed$3,850
2020-04-28Listed for rent$3,850

For Sale by Agent

AgentHarrison Bocook
BrokerageEXP Realty LLC

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