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447 Chamberlin Mills Road, Salem, NY, 12865

2beds
2baths
1,302sqft
$214,900
$165price/sqft
$1,828/moest. monthly cost
$73,120/yrincome needed

About This Home

*Multiple Offer Deadline Sat 8/15 5:00 PM* Imagine waking up to the sound of birds, and the quiet rustle of the countryside, right from the comfort of your own charming farmhouse. Nestled on a peaceful country road, this adorable 1302 square feet, 2 bedroom, 2 bathroom cottage farmhouse is just waiting for someone to come along and make it their own. All of the classic and overused adjectives apply here, with exposed wood beams, a claw foot tub, and nature all around one can't help but feel charmed, or cozy. The real magic, though, is the incredible 11.32 acres of land you get to call your backyard! It's basically a blank canvas for whatever you've been dreaming of. Want to start a little hobby farm with some chickens or goats? There's plenty of room for that. Have a vision of growing your own organic veggies or planting a massive wildflower garden? You've got all the space you could ever need. Whether you're looking to embrace a slower pace of life, start a homesteading project, or just enjoy having some serious room to breathe, this spot is packed with potential and ready for your creative touch. With a separate concrete slab already in place bring your vision for another barn or outbuilding. What kind of projects are you most excited to start on a property like this?

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Salem Elementary SchoolGrades PK-65.1 mi
7/10
Salem High SchoolGrades 7-125.1 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Slate
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Flooring: Tile,Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,302

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,302
  • Total interior livable area: 1,302 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 534000 176.127.1
  • Special condition: Standard

Features

  • Exterior features: None
  • Fencing: Electric,Wood,Fenced
  • Has view: Yes
  • View description: Meadow,Mountain(s),Pasture,Trees/Woods,Hills

Lot

  • Lot size: 11.23 Acres

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Lightning

FEMA Declared Disasters in Washington County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$187$2,244
Property Taxes $309$3,708
Electricity $246$2,954
Total$1,828$21,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,674/yr
40% on housing$54,840/yr
45% on housing$48,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 12865$171
Washington County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12865$132
Washington County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$214,900
2020-09-15Listing removed$699,000
2020-07-13Price change$699,000
2020-04-24Listed for sale$770,000

For Sale by Agent

AgentSpencer Dawson
BrokerageKW Platform

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