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313 NE 1st St, Rothsay, MN, 56579

3beds
2baths
1,636sqft
$349,900
$214price/sqft
$3,087/moest. monthly cost
$123,480/yrincome needed

About This Home

Featuring an energy-efficient 1,636 sq. ft. residence with three bedrooms and two full bathrooms, this attractive Rothsay home is constructed with durable ICF for superior insulation and long-term energy efficiency. The property includes in-floor heating throughout, a spacious two-car garage, and low-maintenance steel siding. Ideally located in the heart of Rothsay, it offers a seamless blend of comfort, efficiency, and modern style. Additional exterior improvements—including a full concrete driveway extending to the street, sidewalk, and front and rear patios. Quartz countertops will also be installed in the near future. Estimated completion date: May 22.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
Rothsay Elementary SchoolGrades PK-60.4 mi
6/10
Rothsay SecondaryGrades 7-120.4 mi

Construction

Condition

  • Year built: 2026
  • Land development status: Raw Land, Subdivided

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Radiant,Electric
  • Cooling features: Other

Interior Area

  • Total interior livable area: 1,636 sqft

Property

Details

  • Parcel number: 79000990114000

Features

  • Exterior features: Metal
  • Topography of land: Other

Lot

  • Lot size: 8,775 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters in Otter Tail County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$444$5,328
Property Taxes $704$8,448
Electricity $170$2,050
Total$3,087$37,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,840/yr
40% on housing$92,610/yr
45% on housing$82,320/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 56579$106
Otter Tail County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 56579$145
Otter Tail County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Listed for sale$349,000
2020-10-17Listing removed--
2020-04-23Listed for sale--

For Sale by Owner

AgentProperty Owner

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