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1401 11th St SW, Rio Rancho, NM, 87124

4beds
2baths
1,790sqft
$358,000
$200price/sqft
$2,274/moest. monthly cost
$90,960/yrincome needed

About This Home

Beautiful Brand New Clayton Home will be ready for New Owner in September 0f 2026. Home sits on one acre. Close to shopping and yet still feels like country living. Gorgeous views of city and mountains. In the county but still in Rio Rancho School District. Home comes with four bedrooms, two baths, an open concept living room, large kitchen with a center island. Some of the other features are full set of Stainless Steel Kitchen Appliances, Smart Thermostat, Refrigerated Air. Spacious owners suite with luxury bathroom that has a long soaking tub and walk in shower. All of this plus a Two Car Oversized Garage. The Home is on a Permanent Foundation that qualifies for VA, FHA and Conventional loans.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
7/10
Rio Rancho High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block,Concrete Perimeter,Permanent,Pillar/Post/Pier
  • Roof: Pitched,Shingle
  • Construction materials: Frame,Masonite

Other

  • Builder model: Red Rock 28 x 68
  • Builder name: Clayton Homes

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home,Ranch
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Free-Standing Electric Range,Microwave,Refrigerator,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 123.19

Bedroom3

  • Level: Main
  • Area: 123.19

Bedroom4

  • Level: Main
  • Area: 99.96

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 106.68

Family Room

  • Level: Main
  • Area: 151.13

Features

  • Ceiling Fan(s),Dual Sinks,Great Room,Garden Tub/Roman Tub,Kitchen Island,Multiple Living Areas,Main Level Primary,Pantry,Walk-In Closet(s)
  • Window features: Low-Emissivity Windows
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Electric,ENERGY STAR Qualified Equipment,Forced Air
  • Cooling features: ENERGY STAR Qualified Equipment,Refrigerated

Interior Area

  • Total structure area: 1,790
  • Total interior livable area: 1,790 sqft

Kitchen

  • Level: Main
  • Area: 190.5

Living Room

  • Level: Main
  • Area: 217.17

Primary Bedroom

  • Level: Main
  • Area: 172.72

Property

Details

  • Parcel number: 1008068078094
  • Zoning description: RR-1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Private Yard
  • Has view: Yes
  • Horses can be raised: Yes

Lot

  • Lot size: 1 Acres
  • Features: Meadow,None,Views

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Two Car Garage,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,810$21,720
Home Insurance *$120$1,440
Property Taxes $196$2,352
Electricity $148$1,780
Total$2,274$27,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,965/yr
40% on housing$68,220/yr
45% on housing$60,640/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 87124$190
Sandoval County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 87124
Sandoval County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$358,000
2026-03-10Sold--
2026-02-02Pending sale$35,000
2025-10-22Listed for sale$35,000
2022-03-10Sold--
2022-02-18Pending sale$15,000
2022-02-09Listed for sale$15,000

New Construction

AgentEdmund McGee
BrokeragePride Real Estate

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