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3971 N 98th STREET #3973, Milwaukee, WI, 53222

6beds
2baths
2,052sqft
$334,900
$163price/sqft
$2,536/moest. monthly cost
$101,440/yrincome needed

About This Home

This spacious income-producing duplex in a highly desirable location offers exceptional flexibility for investors and owner-occupants. Featuring large 3-bedroom units both up and down, the property provides impressive rental income potential while also being perfectly suited for someone looking to live in one unit and rent the other. Each unit offers generous living space and a practical layout that appeals to long-term tenants. Major mechanical updates--including new furnaces and water heaters installed in 2025. A detached garage and a nice private yard too! If you're expanding your portfolio this duplex stands out as a strong investment and great home.

Getting Around

67
WalkingSomewhat Walkable
38
TransitSome Transit
52
BikeBikeable

Schools

4/10
3/10

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1956

Materials

  • Construction materials: Aluminum/Steel,Aluminum Siding,Brick/Stone,Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 2,052
  • Total interior livable area: 2,052 sqft

Property

Details

  • Parcel number: 2610466000
  • Zoning: Res
  • Exclusions: Sellers And Tenants Personal Propertynew Garage Door Opener Is Being Installed,Please Use Side Door To Garage And Do Not Locklisting Company Will Hold Earnest Money. Please Allow 48 Hrs For Acceptance.

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 1001-1250

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: .187

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$144$1,728
Property Taxes $507$6,084
Electricity $192$2,313
Total$2,536$30,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,948/yr
40% on housing$76,080/yr
45% on housing$67,626/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 53222$148
Milwaukee County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 53222$194
Milwaukee County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$334,900
2026-06-12Listed for sale$349,900
2024-04-05Listing removed--
2024-04-04Listed for rent$1,395
2023-05-12Listing removed--
2023-03-24Listed for rent$1,150
2021-12-18Listing removed--
2021-12-04Listed for rent$1,000
2021-03-01Listing removed--
2020-05-15Listing removed$950
2020-04-22Listed for rent$950

For Sale by Agent

AgentGail Braatz
BrokerageM3 Realty

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