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89 E Valley Dr #B, Hardy, AR, 72542

2beds
1baths
1,088sqft
$199,900
$184price/sqft
$1,473/moest. monthly cost
$58,920/yrincome needed

About This Home

Spend your days playing on the Spring River in Hardy Arkansas. This charming 2 bed, 1 bath cabin offers the perfect escape for family and friends and let’s not forget the quaint loft area perfect for the kids to have their own hide away. This cabin has been updated and is turnkey with the option to acquire with furnishings. Stunning views, access to Spring River, and minutes from downtown Hardy Main Street for shopping and sweet treats. Whether you are looking for a place to call home, a space to retreat to, or an investment property this one is worth checking out!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
Highland Middle SchoolGrades 5-84.7 mi
8/10
Highland High SchoolGrades 9-124.6 mi
7/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: None
  • Roof: Metal
  • Construction materials: Metal/Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other (see remarks)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Microwave,Electric Range,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Kitchen/Dining Combo

Features

  • Balcony/Loft,Ceiling Fan(s),Walk-in Shower,Primary Bedroom/Main Lv
  • Window features: Window Treatments
  • Flooring: Wood,Laminate
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,088
  • Total interior livable area: 1,088 sqft

Property

Details

  • Parcel number: 76005967008
  • Other equipment: Satellite Dish

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River,River Front
  • Waterbody name: River: Spring River

Lot

  • Lot size: 5,227 sqft
  • Features: Level,Resort Property,Cleared,Not in Subdivision,Flood Insurance Required,River/Lake Area,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Carport,Two Car
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance $246$2,952
Property Taxes $83$996
Electricity $134$1,616
Total$1,473$17,676

Income You'd Need if You Spent...

35% on housing$50,502/yr
40% on housing$44,190/yr
45% on housing$39,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 72542$111
Sharp County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 72542$120
Sharp County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Listed for sale$219,900
2026-04-08Contingent$219,900
2026-03-20Listed for sale$219,900
2026-03-13Listing removed$219,900
2026-03-09Price change$219,900
2025-08-12Price change$224,500
2025-06-11Price change$238,900
2025-03-19Listed for sale$239,500
2021-09-22Sold$125,000
2020-11-01Listing removed$112,000
2020-04-17Listed for sale$112,000

For Sale by Agent

AgentKelly Harrison
BrokerageKing-Rhodes & Associates, Inc.

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