See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

166 Captiva Dr #3E, Sunrise Beach, MO, 65079

4beds
5baths
2,913sqft
$1,400,000
$481price/sqft
$8,695/moest. monthly cost
$347,800/yrincome needed

About This Home

Ultra-luxury lakefront living at Cypress—recently repositioned by $100K, creating an exceptional opportunity for buyers who recognize value. This 4 bed, 4.5 bath condo offers a rare, hard-to-find layout with every bedroom ensuite and lake views from both sides. Two east-facing lakeside suites function as true primary retreats, while two west-facing bedrooms capture stunning sunset views. The open-concept living space showcases high-end finishes, elegant built-ins, wet bar, large pantry, and full-size laundry—professionally decorated and further enhanced by seller upgrades that truly take this unit over the top. The expansive lakeside lanai delivers front-row views of the water and is ideal for entertaining. Included is a 14x40 boat slip with 20,000 lb hoist and custom touchless cover. Cypress amenities are second to none, featuring onsite management, infinity pool, fire pit, Green Egg and gas grills, custom cabanas, dog park, private wine locker, 24-hour gym, keyless entry, smart thermostats, and zero-step elevator access. Opportunities like this—at this level and price—are rare at the Lake.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
Camdenton Middle SchoolGrades 7-811.9 mi
6/10
Camdenton High SchoolGrades 9-1211.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2018

Materials

  • Roof: Architectural,Shingle

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Range,Refrigerator,Separate Ice Machine,Stove,Wine Cooler,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Wet Bar,Built-in Features,Tray Ceiling(s),Ceiling Fan(s),Custom Cabinets,Coffered Ceiling(s),Furnished,Fireplace,Pantry,Cable TV,Walk-In Closet(s),Walk-In Shower,Window Treatments
  • Window features: Window Treatments
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: One,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,913
  • Total interior livable area: 2,913 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 01803300000007017220
  • Exclusions: Personal items,Lake Map on wall by kitchen

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Covered,Deck
  • Exterior features: Blacktop Driveway,Concrete Driveway,Deck,Elevator,Other
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Channel,Lake Front

Lot

  • Features: Lake Front

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$858$10,296
Property Taxes $536$6,432
Electricity $222$2,669
Total$8,695$104,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$298,114/yr
40% on housing$260,850/yr
45% on housing$231,866/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$481This listing

vs Other Active Listings

Avg $/sqft

ZIP 65079$255
Camden County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 65079
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$1,500,000
2026-04-14Listing removed$1,550,000
2026-03-16Price change$1,550,000
2026-01-08Listed for sale$1,600,000
2020-11-13Sold--
2020-06-30Pending sale$589,000
2020-06-19Price change$589,000
2020-05-28Price change$548,000
2020-04-13Listed for sale$524,000

For Sale by Agent

AgentJEFFREY D KRANTZ
BrokerageRE/MAX Lake of the Ozarks

Similar Homes