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3120 Jacqueline Dr Unit 11, Rockford, IL, 61109

3beds
2baths
1,100sqft
$115,000
$105price/sqft
$1,003/moest. monthly cost
$40,120/yrincome needed

About This Home

Welcome to this updated and beautifully decorated 3-bedroom, 2-bath condo that perfectly blends style, space, and convenience. The expansive living and dining area is ideal for entertaining, with plenty of room to host gatherings and direct access to a private balcony for relaxing outdoor enjoyment. The spacious kitchen offers an inviting eat-in area, abundant cabinet storage, and generous counter space—perfect for everyday living and meal prep. All appliances are included, making this home truly move-in ready. The oversized primary suite provides a comfortable retreat, complete with a walk-in closet and plenty of space to unwind. Two additional bedrooms feature ample closet space and storage, offering flexibility for guests, a home office, or growing needs. Conveniently located near shopping, dining, and everyday amenities, with easy access to major highways, this condo offers both comfort and accessibility in a beautifully maintained setting. Schedule your showing today!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
4/10
1/10
Jefferson High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Rubber
  • Construction materials: Brick/Stone

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Stove/Cooktop,Gas Water Heater
  • Laundry features: In Basement

Bedroom2

  • Level: Main
  • Area: 150

Bedroom3

  • Level: Main
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 121

Features

  • Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Level: Main
  • Area: 135

Living Room

  • Level: Main
  • Area: 204

Master Bedroom

  • Level: Main
  • Area: 144

Property

Details

  • Parcel number: 1606402023

Features

  • Entry location: 3rd Floor & Abv

Lot

  • Features: City/Town

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$74$888
Property Taxes $218$2,616
Electricity $130$1,569
Total$1,003$12,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,388/yr
40% on housing$30,090/yr
45% on housing$26,746/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 61109$102
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61109$122
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$125,000
2026-03-24Sold$75,000
2026-03-13Pending sale$74,900
2026-03-10Listed for sale$74,900
2026-02-28Listing removed$1,650
2026-02-27Listed for rent$1,650
2026-02-27Listing removed$1,650
2026-02-08Listed for rent$1,650
2020-05-07Listing removed$795
2020-04-10Listed for rent$795

For Sale by Agent

AgentMilena Cojkic
BrokerageKeller Williams Realty Signature

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