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402 Holly Dr #402, Perth Amboy, NJ, 08861

4beds
3baths
--sqft
$415,000
--price/sqft
$3,126/moest. monthly cost
$125,040/yrincome needed

About This Home

Hidden Village, Perth Amboy. Here's what four bedrooms actually gets you: space for everyone, and space to spare. This townhouse delivers 4 bedrooms, 2 full baths, and a half bath an eat-in kitchen for weekday mornings, a formal dining room for the ones that matter, and an expansive living room that handles everything in between. Step outside and you're minutes from shopping, dining, parks, and the waterfront. The train station is a short walk, major highways are close by, and Perth Amboy's upcoming NYC ferry service will make getting into the city easier than ever. Homes in Hidden Village move fast. Schedule your showing today!

Getting Around

83
WalkingVery Walkable
46
TransitSome Transit
50
BikeBikeable

Schools

4/10
Anthony V Ceres SchoolGrades K-50.4 mi
4/10
Mc Ginnis Middle SchoolGrades 6-80.6 mi
1/10
Perth Amboy High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Range/Oven-Electric,Washer

Basement

  • Basement: None

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Features

  • Utility Room,Bedroom
  • Flooring: Vinyl-Linoleum
  • Common walls with other units/homes: End Unit,2+ Common Walls,Townhouse-End Unit

Heating & Cooling

  • Heating features: Cent Register Heat,Forced Air,Natural Gas
  • Cooling features: 1 Unit

Kitchen

  • Features: Separate Dining Area
  • Level: First

Property

Details

  • Parcel number: 2116001650000000010000C0402
  • Attached to another structure: Yes

Features

  • Levels: Multi Floor Unit

Lot

  • Lot size: 2.27 Acres
  • Lot size dimensions: 2.273

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Assigned,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$147$1,764
Property Taxes $688$8,256
Electricity $193$2,318
Total$3,126$37,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,177/yr
40% on housing$93,780/yr
45% on housing$83,360/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08861$273
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08861$317
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$415,000
2020-09-06Listing removed$238,000
2020-09-02Price change$238,000
2020-05-19Pending sale$247,000
2020-05-11Price change$247,000
2020-04-02Listed for sale$250,000

For Sale by Agent

AgentAshley Encarnacion
BrokerageRealty One Group Lifestyle Homes

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