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10315 Harmon Smith Dr, Houston, TX, 77025

3beds
3baths
1,917sqft
$399,000
$208price/sqft
$3,199/moest. monthly cost
$127,960/yrincome needed

About This Home

This 2-story home, built in 2021, offers 1,917 sq ft of well-designed living space just minutes from NRG Stadium, the Texas Medical Center, and Main Street access. The first floor features an entry with a mud area, half bath, open living room, dining nook, and kitchen, all with direct access to a covered patio and a fenced backyard with a newly installed grass lawn and automatic sprinkler system. All windows have blinds, and the back door includes built-in shutters. Upstairs are three bedrooms, including a spacious primary suite. Located at the back of the gated community, the house faces guest parking spaces, which provide added privacy and convenience. HOA fee covers water, front lawn care, gate and common area maintenance, and access to a neighborhood park. Homeowners maintain shrubs and trees. An easy-maintenance home with the perfect amount of space in a prime location near Houston’s top destinations.

Getting Around

23
WalkingCar-Dependent
42
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

4/10
Shearn Elementary SchoolGrades PK-50.8 mi
7/10
Pershing Middle SchoolGrades 6-82.2 mi
4/10
Madison High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Other

  • Builder name: Pulte Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Microwave,Gas Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Prewired for Alarm System,All Bedrooms Up,En-Suite Bath,Primary Bed - 2nd Floor,Walk-In Closet(s)
  • Door features: Insulated Doors
  • Window features: Window Coverings
  • Flooring: Carpet,Engineered Hardwood,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,917
  • Total interior livable area: 1,917 sqft

Kitchen

  • Features: Kitchen Island,Kitchen open to Family Room,Pantry,Pots/Pans Drawers

Master Bathroom

  • Features: Half Bath,Primary Bath: Double Sinks,Primary Bath: Separate Shower,Primary Bath: Soaking Tub,Secondary Bath(s): Double Sinks,Secondary Bath(s): Tub/Shower Combo

Property

Details

  • Parcel number: 1501250010013

Features

  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Sprinkler System
  • Fencing: Back Yard

Lot

  • Features: Back Yard,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tornado
Hurricane
Heat Wave
Cold Wave
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$396$4,752
Property Taxes $548$6,576
Electricity $238$2,859
Total$3,199$38,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,680/yr
40% on housing$95,970/yr
45% on housing$85,306/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 77025$224
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77025$221
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$405,000
2026-01-01Listing removed$405,000
2025-11-14Price change$405,000
2025-08-22Listed for sale$420,000
2021-06-10Listing removed--
2021-06-03Price change$405,740
2021-05-29Price change$402,740
2021-05-15Price change$387,640
2021-05-01Price change$382,640
2021-03-26Price change$379,640
2021-03-08Price change$386,180
2021-03-03Price change$314,990
2021-02-24Price change$359,990
2021-02-06Price change$384,260
2021-02-02Price change$369,990
2021-02-01Price change$384,210
2021-01-29Price change$359,990
2021-01-26Price change$383,150
2021-01-23Price change$369,990
2021-01-16Price change$383,030
2021-01-14Price change$383,000
2021-01-13Price change$369,990
2021-01-12Price change$383,000
2020-12-28Listed for sale$369,990

For Sale by Agent

AgentMio Yamada
BrokerageYUHA Dream Homes, LLC

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