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700 Lloyd St, Chester, PA, 19013

3beds
--baths
2,500sqft
$285,000
$114price/sqft
$2,282/moest. monthly cost
$91,280/yrincome needed

About This Home

Excellent Mixed-Use Investment Opportunity in Chester, PA – All the Major Updates Are Done! Unlock the potential of this versatile two-story, double-property mixed-use building in Chester, PA, thoughtfully updated and ready for its next owner. Whether you're an entrepreneur looking to launch a business, an investor seeking an income-producing property, or both, this property offers exceptional flexibility and value. The commercial first floor is ideally suited for a small eatery, café, catering operation, or a variety of business uses. Features include a partially equipped commercial kitchen, dedicated storage room, bar area, and two powder rooms, providing a functional layout for daily operations. Above the commercial space are two updated one-bedroom, one-bathroom apartments, each offering modern finishes and independent utilities. Both units feature updated kitchens with granite countertops and upgraded cabinetry, renovated bathrooms, and durable vinyl flooring throughout. Separate forced-air heating systems with central air, electric service, and individual water heaters provide convenience for both owners and tenants. Located in the heart of Chester, this property offers a unique opportunity for owner-occupants, investors, and business operators alike. With major improvements already completed and the flexibility of residential and commercial income potential, the possibilities are endless. Offered AS-IS. Don't miss this outstanding opportunity to own a turnkey mixed-use property with strong investment potential in Chester, PA. Seller makes no representations regarding this property or legal use. Buyers are responsible for verifying any proposed use is acceptable with the City.

Getting Around

51
WalkingSomewhat Walkable
44
TransitSome Transit
52
BikeBikeable

Schools

3/10
4/10
STEM Academy at ShowalterGrades 7-120.2 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1920

Materials

  • Foundation: Permanent
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Exterior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3

Features

  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 49080100200
  • Zoning: MIXED USE
  • Special condition: Real Estate Owned

Features

  • Pool features: None

Lot

  • Lot size: 1,742 sqft
  • Features: Corner Lot/Unit
  • Lot size dimensions: 30.00 x 65.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$183$2,196
Property Taxes $384$4,608
Electricity $274$3,291
Total$2,282$27,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,240/yr
40% on housing$68,460/yr
45% on housing$60,853/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 19013$76
Delaware County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 19013$115
Delaware County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2020-09-18Sold$109,990
2020-08-06Price change$109,990
2020-07-02Price change$115,000
2020-06-19Price change$119,900
2020-05-12Price change$135,000
2020-03-26Listed for sale$150,000

Unknown Listed By

AgentJaimee Cohen
BrokerageRE/MAX Prime Real Estate

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