




700 Lloyd St, Chester, PA, 19013
About This Home
Excellent Mixed-Use Investment Opportunity in Chester, PA – All the Major Updates Are Done! Unlock the potential of this versatile two-story, double-property mixed-use building in Chester, PA, thoughtfully updated and ready for its next owner. Whether you're an entrepreneur looking to launch a business, an investor seeking an income-producing property, or both, this property offers exceptional flexibility and value. The commercial first floor is ideally suited for a small eatery, café, catering operation, or a variety of business uses. Features include a partially equipped commercial kitchen, dedicated storage room, bar area, and two powder rooms, providing a functional layout for daily operations. Above the commercial space are two updated one-bedroom, one-bathroom apartments, each offering modern finishes and independent utilities. Both units feature updated kitchens with granite countertops and upgraded cabinetry, renovated bathrooms, and durable vinyl flooring throughout. Separate forced-air heating systems with central air, electric service, and individual water heaters provide convenience for both owners and tenants. Located in the heart of Chester, this property offers a unique opportunity for owner-occupants, investors, and business operators alike. With major improvements already completed and the flexibility of residential and commercial income potential, the possibilities are endless. Offered AS-IS. Don't miss this outstanding opportunity to own a turnkey mixed-use property with strong investment potential in Chester, PA. Seller makes no representations regarding this property or legal use. Buyers are responsible for verifying any proposed use is acceptable with the City.
Getting Around
Schools
Construction
Condition
- Property condition: Average
- Year built: 1920
Materials
- Foundation: Permanent
- Construction materials: Brick
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Interior Entry,Exterior Entry,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
Features
- Flooring: Luxury Vinyl
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,500
- Total interior livable area: 2,500 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 49080100200
- Zoning: MIXED USE
- Special condition: Real Estate Owned
Features
- Pool features: None
Lot
- Lot size: 1,742 sqft
- Features: Corner Lot/Unit
- Lot size dimensions: 30.00 x 65.00
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,441 | $17,292 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $384 | $4,608 |
| Electricity | $274 | $3,291 |
| Total | $2,282 | $27,384 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2020-09-18 | Sold | $109,990 |
| 2020-08-06 | Price change | $109,990 |
| 2020-07-02 | Price change | $115,000 |
| 2020-06-19 | Price change | $119,900 |
| 2020-05-12 | Price change | $135,000 |
| 2020-03-26 | Listed for sale | $150,000 |
