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829 Palo Duro Dr, Bernalillo, NM, 87004

5beds
4baths
2,705sqft
$475,000
$176price/sqft
$3,558/moest. monthly cost
$142,320/yrincome needed

About This Home

Rare find with a detached 600 sq ft ADU/Casita featuring 1 bedroom, kitchen, bath, living room, and its own garage bay. Perfect for family, guests, a college student, or potential rental income. Some lenders may let buyers use a portion of the casita's market rent as extra qualifying income, which could help make the monthly payment easier to qualify for. Seller may also contribute toward buyer closing costs, which could be used to help lower the interest rate and monthly payment. Main home offers 4 bedrooms plus loft, main-level primary suite, Southwest finishes, Sandia views, rare 3-car garage, and fresh backyard landscaping.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
7/10
Bernalillo Middle SchoolGrades 6-81.3 mi
4/10
Bernalillo High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2013

Materials

  • Roof: Pitched

Other

  • Builder name: Stillbrooke Homes, Inc.

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Main Level Primary
  • Window features: Vinyl
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 2,705
  • Total interior livable area: 2,705 sqft

Kitchen

  • Level: Main
  • Area: 289

Living Room

  • Level: Main
  • Area: 270

Primary Bedroom

  • Level: Main
  • Area: 196

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: R1472410147241
  • Zoning description: R-1

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: None

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake
Hail
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$120$1,440
Property Taxes $845$10,140
Electricity $192$2,307
Total$3,558$42,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,988/yr
40% on housing$106,740/yr
45% on housing$94,880/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 87004$206
Sandoval County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 87004
Sandoval County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$469,000
2026-03-25Price change$475,000
2026-03-11Price change$485,000
2026-03-03Price change$489,000
2026-02-22Price change$494,000
2026-02-02Price change$499,000
2026-01-09Listed for sale$515,000

For Sale by Agent

AgentJuan Diego Chavez
BrokerageRio Grande Realty & Invest LLC

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