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10500 Ryan Gulch Road UNIT J-103, Silverthorne, CO, 80498

3beds
3baths
1,408sqft
$584,000
$415price/sqft
$3,412/moest. monthly cost
$136,480/yrincome needed

About This Home

Welcome to this beautifully updated and fully furnished mountain retreat in the heart of Silverthorne, offering the perfect blend of personal enjoyment and income-producing potential. Ideally located in Summit County where short-term rentals are still permitted subject to local licensing, the previous owner operated the property as a highly successful Airbnb, and the most recent rental license approval was obtained in approximately 30 days. Thoughtfully configured to maximize sleeping capacity and rental appeal, the unit includes brand new custom queen-size bunk beds, including one triple queen bunk setup and one double queen bunk setup, making it an ideal fit for large groups, ski trips, and family vacations. Inside, you’ll find over 1,400 square feet of comfortable mountain living with updated finishes, vaulted ceilings, an open-concept layout, wood-burning fireplace, spacious kitchen, multiple outdoor spaces, and beautiful mountain and meadow views throughout. Located within the Buffalo Ridge community, owners and guests enjoy access to a clubhouse, pool, fitness center, hot tubs, sauna, tennis courts, and nearby trails, all just minutes from world-class skiing, dining, shopping, and I-70 access. HOA dues currently reflect a major community improvement and amenity revitalization initiative led by a highly proactive association, creating long-term appeal for both owners and investors alike. Competitively priced and offered fully furnished, this is a rare opportunity to secure a turn-key Summit County property with strong rental history, flexible use potential, and immediate equity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
4/10
Summit Middle SchoolGrades 6-82.5 mi
5/10
Summit High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1981

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Range,Freezer,Microwave,Oven,Refrigerator,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Breakfast Area,Ceiling Fan(s),Eat-in Kitchen,Fireplace,High Ceilings,High Speed Internet,Kitchen Island,Primary Suite,Open Floorplan,Quartz Counters,Smoke Free,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total interior livable area: 1,408 sqft

Property

Details

  • Parcel number: 601700
  • Zoning description: Multi-Family
  • Exclusions: No,Seller's Personal Property

Features

  • Levels: Three Or More,Multi/Split
  • Pool features: Community
  • Exterior features: Barbecue
  • Has view: Yes
  • View description: Meadow,Mountain(s)

Lot

  • Features: Borders National Forest,Near Public Transit

Parking

  • Parking features: Parking Pad,Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Avalanche
Lightning
Hail
Landslide
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,953$35,436
Home Insurance *$118$1,416
Property Taxes $155$1,860
Electricity $186$2,232
Total$3,412$40,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,982/yr
40% on housing$102,360/yr
45% on housing$90,986/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 19.3%
19.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.0%
10.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$415This listing

vs Other Active Listings

Avg $/sqft

ZIP 80498$513
Summit County$529

vs Homes Sold Last Month

Median $/sqft

ZIP 80498$642
Summit County$648

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$584,000
2026-05-23Listing removed$4,750
2026-05-09Price change$4,750
2026-04-12Listed for rent$3,750
2025-08-16Listing removed$5,000
2025-06-11Price change$5,000
2025-06-07Price change$4,799
2025-05-10Price change$5,499
2025-05-08Listed for rent$6,000
2021-03-01Listing removed--
2020-04-05Listing removed$2,500
2020-03-22Listed for rent$2,500
2019-12-02Sold$487,000
2017-09-29Sold$427,000

For Sale by Agent

AgentTanner J. Schuetz
BrokerageGrant Real Estate

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